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Single Family ResidenceResidential
$1,170,046$368 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on Jun 28, 2018

432 STEFFY RD

RAMONA, CA 92065
6
Beds
4
Baths
3,180 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jun 28, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,303 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$678,675 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$219,379
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$459,296
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$665,369

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
32
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramona High SchoolB
High · Grades 9–12 · 1.3 mi
M
Olive Peirce Middle SchoolC+
Middle · Grades 7–8 · 1.5 mi
E
Barnett Elementary SchoolC+
Elementary · Grades KG–6 · 2.4 mi

District: Ramona City Unified School District

Neighborhood · ZIP 92065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.197 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,455
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Steffy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Ramona 92065
  • Costs less per square foot than 95% of homes in San Diego County
  • Bigger than 95% of homes in Ramona 92065
  • Has a bigger lot than 87% of homes in San Diego County
  • Among the newest homes in Ramona 92065

What homes are worth in Ramona 92065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$445K$1.5M

This home is worth more than 92% of homes in Ramona 92065.

How it measures up in Ramona 92065

The dot is this home. The mark in the middle is the typical home in Ramona 92065.

Estimated value$1,170,046
CheaperTypical $758,765Pricier

Pricier than 92% of homes nearby

Price per ft²$368
CheaperTypical $396Pricier

Pricier than 38% of homes nearby

Living area3,180 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.11 ac
SmallerTypical 0.44 acBigger

Bigger than 83% of homes nearby

Year built2020
OlderTypical 1990Newer

Newer than almost all homes nearby

How 432 Steffy Rd ranks against every home in each area.
MeasureThis homeRamona 92065San Diego County
Estimated valuepricier than$1,170,04692% of homes70% of homes
Price per ft²pricier than$36838% of homes5% of homes
Living areabigger than3,180 ft²95% of homes93% of homes
Lot sizebigger than3.11 ac83% of homes87% of homes
Year builtnewer than2020almost all homes98% of homes

About 432 Steffy Rd

How much is 432 Steffy Rd, Ramona, CA worth?

The TopHap Estimate for 432 Steffy Rd, Ramona, CA is $1,170,046 as of Sep 24, 2026. The likely range is $1,120,256 to $1,219,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Steffy Rd, Ramona, CA last sell?

432 Steffy Rd, Ramona, CA last sold on Jun 28, 2018 for $170,000, according to the county's recorded deed.

How big is 432 Steffy Rd, Ramona, CA?

432 Steffy Rd, Ramona, CA has 6 bedrooms, 4 bathrooms and 3,180 square feet of living space.

When was 432 Steffy Rd, Ramona, CA built?

432 Steffy Rd, Ramona, CA was built in 2020, making it 6 years old.

What schools serve 432 Steffy Rd, Ramona, CA?

432 Steffy Rd, Ramona, CA is assigned to Ramona High School (high), rated B; Olive Peirce Middle School (middle), rated C+; Barnett Elementary School (elementary), rated C+. All sit in Ramona City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Steffy Rd, Ramona, CA compare to other homes in Ramona 92065?

Among the 18,337 homes in Ramona 92065, it is worth more than 92% of them ($1,170,046 against a typical $758,765), its price per square foot is higher than 38% of them ($368 against a typical $396), it is bigger than 95% of them (3,180 ft² against a typical 1,516 ft²), its lot is bigger than 83% of them (3.11 ac against a typical 0.44 ac) and it is newer than almost all of them (2020 against a typical 1990). Measured against all of San Diego County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Steffy Rd, Ramona, CA?

The 2025 property tax bill for 432 Steffy Rd, Ramona, CA was $7,303. The county assessed it at $678,675.

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