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Single Family ResidenceResidential
$450,677$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $294,727 on May 1, 2019

432 STILLWATER LN

ELGIN, SC 29045
5
Beds
3
Baths
4,159 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$451K
$422K low$480K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$294,727 · May 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,515
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,612
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$301,162
FREEDOM MTG · recorded Nov 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,189 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$338,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$454,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 242 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Trail Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
M
Summit Parkway Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
H
Spring Valley High SchoolA-
High · Grades 9–12 · 2.5 mi

District: Richland School District 2

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Stillwater Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Richland County
  • Costs less per square foot than 94% of homes in Catawba Hill
  • Bigger than 97% of homes in Catawba Hill
  • Has a smaller lot than 83% of homes in Elgin 29045
  • Newer than 96% of homes in Richland County

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$890K

This home is worth more than 83% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$450,677
CheaperTypical $298,655Pricier

Pricier than 83% of homes nearby

Price per ft²$108
CheaperTypical $131Pricier

Pricier than 21% of homes nearby

Living area4,159 ft²
SmallerTypical 2,287 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.17 ac
SmallerTypical 0.41 acBigger

Bigger than 17% of homes nearby

Year built2018
OlderTypical 2007Newer

Newer than 79% of homes nearby

How 432 Stillwater Ln ranks against every home in each area.
MeasureThis homeCatawba HillElgin 29045Richland County
Estimated valuepricier than$450,67783% of homes83% of homes85% of homes
Price per ft²pricier than$1086% of homes21% of homes20% of homes
Living areabigger than4,159 ft²97% of homes92% of homes93% of homes
Lot sizebigger than0.17 ac60% of homes17% of homes19% of homes
Year builtnewer than201839% of homes79% of homes96% of homes

About 432 Stillwater Ln

How much is 432 Stillwater Ln, Elgin, SC worth?

The TopHap Estimate for 432 Stillwater Ln, Elgin, SC is $450,677 as of Jul 14, 2026. The likely range is $421,795 to $479,559. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Stillwater Ln, Elgin, SC last sell?

432 Stillwater Ln, Elgin, SC last sold on May 1, 2019 for $294,727, according to the county's recorded deed.

How big is 432 Stillwater Ln, Elgin, SC?

432 Stillwater Ln, Elgin, SC has 5 bedrooms, 3 bathrooms, 4,159 square feet of living space and a 0.17-acre lot.

When was 432 Stillwater Ln, Elgin, SC built?

432 Stillwater Ln, Elgin, SC was built in 2018, making it 8 years old. It is a conventional home. The building has 2 stories.

What schools serve 432 Stillwater Ln, Elgin, SC?

432 Stillwater Ln, Elgin, SC is assigned to Catawba Trail Elementary School (elementary), rated A-; Summit Parkway Middle School (middle), rated C-; Spring Valley High School (high), rated A-. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Stillwater Ln, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 83% of them ($450,677 against a typical $298,655), its price per square foot is higher than 21% of them ($108 against a typical $131), it is bigger than 92% of them (4,159 ft² against a typical 2,287 ft²), its lot is bigger than 17% of them (0.17 ac against a typical 0.41 ac) and it is newer than 79% of them (2018 against a typical 2007). Measured against all of Richland County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Stillwater Ln, Elgin, SC?

The 2025 property tax bill for 432 Stillwater Ln, Elgin, SC was $3,189. The county assessed it at $338,900.

Closest homes

More homes in Elgin 29045

Assigned schools

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