Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$224,391$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,000 on Oct 19, 2012

432 TERRY LN

RIDGECREST, CA 93555
3
Beds
2
Baths
1,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$224K
$206K low$243K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Oct 19, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,906
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$78,325
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,735
GUILD MORTGAGE CO · P · recorded Oct 19, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,750
CALIFORNIA HOUSING FINANCE AGY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,514 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$156,992 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,114
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,878
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,915

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
1
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERN
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 44 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gateway Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
M
James Monroe Middle SchoolD+
Middle · Grades 6–8 · 0.8 mi
H
Burroughs High SchoolB+
High · Grades 9–12 · 1.2 mi

District: Sierra Sands Unified School District

Neighborhood · ZIP 93555These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.256

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.33,259
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,411
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,503
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.5 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Terry Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Kern County
  • Costs less per square foot than 92% of homes in Kern County
  • Older than 68% of homes in Ridgecrest 93555

What homes are worth in Ridgecrest 93555

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$532K

This home is worth more than 37% of homes in Ridgecrest 93555.

How it measures up in Ridgecrest 93555

The dot is this home. The mark in the middle is the typical home in Ridgecrest 93555.

Estimated value$224,391
CheaperTypical $246,416Pricier

Pricier than 37% of homes nearby

Price per ft²$155
CheaperTypical $160Pricier

Pricier than 45% of homes nearby

Living area1,444 ft²
SmallerTypical 1,517 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.18 ac
SmallerTypical 0.19 acBigger

Bigger than 46% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 32% of homes nearby

How 432 Terry Ln ranks against every home in each area.
MeasureThis homeRidgecrest 93555Kern County
Estimated valuepricier than$224,39137% of homes15% of homes
Price per ft²pricier than$15545% of homes8% of homes
Living areabigger than1,444 ft²43% of homes44% of homes
Lot sizebigger than0.18 ac46% of homes52% of homes
Year builtnewer than197332% of homes35% of homes

About 432 Terry Ln

How much is 432 Terry Ln, Ridgecrest, CA worth?

The TopHap Estimate for 432 Terry Ln, Ridgecrest, CA is $224,391 as of Jul 14, 2026. The likely range is $206,119 to $242,663. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Terry Ln, Ridgecrest, CA last sell?

432 Terry Ln, Ridgecrest, CA last sold on Oct 19, 2012 for $125,000, according to the county's recorded deed.

How big is 432 Terry Ln, Ridgecrest, CA?

432 Terry Ln, Ridgecrest, CA has 3 bedrooms, 2 bathrooms, 1,444 square feet of living space and a 0.18-acre lot.

When was 432 Terry Ln, Ridgecrest, CA built?

432 Terry Ln, Ridgecrest, CA was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 432 Terry Ln, Ridgecrest, CA?

432 Terry Ln, Ridgecrest, CA is assigned to Gateway Elementary School (elementary), rated B-; James Monroe Middle School (middle), rated D+; Burroughs High School (high), rated B+. All sit in Sierra Sands Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Terry Ln, Ridgecrest, CA compare to other homes in Ridgecrest 93555?

Among the 12,293 homes in Ridgecrest 93555, it is worth more than 37% of them ($224,391 against a typical $246,416), its price per square foot is higher than 45% of them ($155 against a typical $160), it is bigger than 43% of them (1,444 ft² against a typical 1,517 ft²), its lot is bigger than 46% of them (0.18 ac against a typical 0.19 ac) and it is newer than 32% of them (1973 against a typical 1980). Measured against all of Kern County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Terry Ln, Ridgecrest, CA?

The 2025 property tax bill for 432 Terry Ln, Ridgecrest, CA was $3,514. The county assessed it at $156,992.

Closest homes

More homes in Ridgecrest 93555

Assigned schools

Explore the area

See this home in context

Open 432 Terry Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map