Residential > House
Active
11/07/2025
List Price
$149,000$67/ft²
432 Vermont St
Waterloo, IA 50701
- 4Beds
- 1Bath
- 2,234ft²Living Area
- 8,276ft²Lot Size
- -Pool
- 2Car
- 1903Year Built
- 54DOM
- -Permit
432 Vermont St, Waterloo, IA 50701 is a 4 bed, 1 bath, 2,234 ft² house built in 1903 on a 0.190 acre lot. This house is currently listed for $149,000. The latest TopHap estimate of the house's value is $174,853.
Property Valuations
Latest estimates for 432 Vermont St based on TopHap automated valuation model (AVM).
TopHap Estimate
$174,853
$78/ft²
+$26K above List Price
Updated 3 months ago
432 Vermont St is valued at $174,853 by TopHap AVM 3 months ago.
MLS Description
The listing agent's description. Original Listing
Are you looking to make some great memories with family and friends. Be Home for the holidays. Perfect for entertaining or having private space to relax. Enjoy yesterdays wonderful Craftmanship in this Charm & Character filed home. Natural light in all rooms. Pristine woodwork throughout, Crown molding, built ins, hardwood floors. and a double stairway. Brick fireplace with gas insert. Stucco exterior, 4 bedrooms, 1.5 baths, spacious living room/great room that showcases extra space for a reading area or a music corner room for a baby grand piano. Formal dining room with original shelving and a beautiful decorative ceiling. The eat in kitchen has a pantry closet, new appliances purchased in 2025. Front and back enclosed porches that are very nice and versatile spaces for many different uses privacy, den, bonus rooms, work stations etc. All replacement windows on the main and second floor except for two vintage lead glass windows. Walk up partially finished attic with so much storage space. Several separated rooms in the basement and has been professionally waterproofed. Laundry chute that goes from the 2nd floor to the basement. The mechanicals have been updated.. Deck to the fenced lot and 2 car garage. Mature pine trees and others that provide cool shade.
Listing Agents
The listing agent for 432 Vermont St is Rick Bauer.
RB
Rick Bauer
RE/MAX Concepts - Waterloo
Phone: (319) 232-7100
Current Ownership
Information about the current owner(s).
Taxes Billed
Taxes billed in 2024$1,146.00From latest Total Assessed Value1.29%Total Assessed Value$88,560=Land+
Assessed Value$9,000Additions
Assessed Value$79,560
In 2024, taxes billed for 432 Vermont St were $1,146, which is 1.29% from latest Total Assessed Value of $88,560.
Property History
432 Vermont St has undefined property events records (listings, deeds, permits, tax, foreclosure, loan).
Property Events
Environment
Environmental factors around 432 Vermont St
Hazard Risks
Hail140Nat'l Avg100Tornado99Particulates91Air Pollution84Ozone83Lead80Carb Mono78Wind57Weather46Earthquake13Hurricane2
12 hazards (Carbon Monoxide, Earthquake Risk, Hail Index, Tornado Index, Hurricane Index, Air Pollution Index, Ozone Index, Wind Index, Weather Risk, Lead Index, Particulate Matter, National Average) are above the national average around 432 Vermont St.
Walkability Index
6 /20
Most Walkable
20-18
Very Walkable
17-15
Somewhat Walkable
14-10
Car Dependent
9-0
432 Vermont St has a walkability score of 6 out of 20, which means that it is in a car dependent area.
Temperature
Seasonal temperature sampled over multiple years
Winter
Average
Low
12°F
High
30°F
Summer
Average
Low
60°F
High
83°F
In the winter at 432 Vermont St, temperatures range from 11.85°F to 29.83°F with an average of 20.84°F. In the summer, the temperature ranges from 59.88°F to 82.58°F with and average of 71.23°F.
School Information
Public/private schools serving 432 Vermont St
Public Schools
Central Middle School
Grades: 6-8
2.35 mi
C-
Irving Elementary School
Grades: PK-5
0.32 mi
C-
West High School
Grades: 9-12
1.07 mi
C
* The school rating is based entirely on the test score performance of each school. It is based on a scale of A-F, A being best.
Nearby public schools serving 432 Vermont St have ratings undefined, undefined, and undefined.
Neighborhood
This property is located in Church Row, Waterloo, IA 50701.
Seasonal Housing units 50701
14%of housing is for seasonal rent.
Daytime Population for 50701
-5%of people during work hours.
Crime Index for 50701
97
97
The crime index in 50701 is 97, which is 1.0 times lower than national average.
Market Trends
Historical market data near 432 Vermont St over selected time period.
Nearby Properties on Vermont St
- 408 Vermont St, Waterloo, IA 50701 (Church Row) is a 2,608 square foot, 4 bedroom, 2 bathroom, 0.19 acre property. It was built in 1907 and has an estimate of $103,000 with a price per ft² of $39.
- 610 Vermont St, Waterloo, IA 50702 is a 1,636 square foot, 3 bedroom, 2 bathroom, 0.13 acre property. It was built in 1897 and has an estimate of $81,950 with a price per ft² of $50.
- 622 Vermont St, Waterloo, IA 50702 is a 1,224 square foot, 2 bedroom, 2 bathroom, 0.1 acre property. It was built in 1910 and has an estimate of $86,320 with a price per ft² of $71.
- 1206 Vermont St, Waterloo, IA 50702 (West Central) is a 1,189 square foot, 3 bedroom, 1 bathroom, 0.13 acre property. It was built in 1954 and has an estimate of $126,740 with a price per ft² of $107.
- 908 Vermont St, Waterloo, IA 50702 (West Central) is a 832 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1947 and has an estimate of $121,665 with a price per ft² of $146.
- 719 Vermont St, Waterloo, IA 50702 (West Central) is a 936 square foot, 2 bedroom, 1 bathroom, 0.13 acre property. It was built in 1960 and has an estimate of $132,290 with a price per ft² of $141.
- 402 Vermont St, Waterloo, IA 50701 (Church Row) is a 1,784 square foot, 4 bedroom, 2 bathroom, 0.13 acre property. It was built in 1904 and has an estimate of $66,541 with a price per ft² of $37.
- 814 Vermont St, Waterloo, IA 50702 (West Central) is a 836 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1940 and has an estimate of $123,429 with a price per ft² of $148.
- 815 Vermont St, Waterloo, IA 50702 (West Central) is a 816 square foot, 2 bedroom, 1 bathroom, 0.12 acre property. It was built in 1939 and has an estimate of $109,505 with a price per ft² of $134.
- 819 Vermont St, Waterloo, IA 50702 (West Central) is a 1,074 square foot, 3 bedroom, 1 bathroom, 0.13 acre property. It was built in 1939 and has an estimate of $120,442 with a price per ft² of $112.
- 820 Vermont St, Waterloo, IA 50702 (West Central) is a 963 square foot, 3 bedroom, 1 bathroom, 0.13 acre property. It was built in 1941 and has an estimate of $116,226 with a price per ft² of $121.
- 824 Vermont St, Waterloo, IA 50702 (West Central) is a 1,555 square foot, 3 bedroom, 1 bathroom, 0.14 acre property. It was built in 1941 and has an estimate of $146,593 with a price per ft² of $94.
- 825 Vermont St, Waterloo, IA 50702 (West Central) is a 1,053 square foot, 3 bedroom, 1 bathroom, 0.14 acre property. It was built in 1939 and has an estimate of $126,134 with a price per ft² of $120.
- 1010 Vermont St, Waterloo, IA 50702 (West Central) is a 997 square foot, 2 bedroom, 2 bathroom, 0.21 acre property. It was built in 1951 and has an estimate of $143,583 with a price per ft² of $144.
- 1020 Vermont St, Waterloo, IA 50702 (West Central) is a 1,382 square foot, 3 bedroom, 1 bathroom, 0.14 acre property. It was built in 1948 and has an estimate of $160,442 with a price per ft² of $116.
- 440 Vermont St, Waterloo, IA 50701 (Church Row) is a 1,556 square foot, 3 bedroom, 1 bathroom, 0.11 acre property. It was built in 1914 and has an estimate of $66,160 with a price per ft² of $43.
- 426 Vermont St, Waterloo, IA 50701 (Church Row) is a 1,854 square foot, 3 bedroom, 2.25 bathroom, 0.13 acre property. It was built in 1912 and has an estimate of $87,065 with a price per ft² of $47.
- 422 Vermont St, Waterloo, IA 50701 (Church Row) is a 1,792 square foot, 3 bedroom, 1 bathroom, 0.12 acre property. It was built in 1912 and has an estimate of $50,778 with a price per ft² of $28.
- 521 Vermont St, Waterloo, IA 50702 (Church Row) is a 1,940 square foot, 3 bedroom, 2.25 bathroom, 0.17 acre property. It was built in 1910 and has an estimate of $115,579 with a price per ft² of $60.
- 1305 Vermont St, Waterloo, IA 50702 (West Central) is a 1,264 square foot, 3 bedroom, 1 bathroom, 0.18 acre property. It was built in 1954 and has an estimate of $157,373 with a price per ft² of $125.
- 613 Vermont St, Waterloo, IA 50702 is a 1,053 square foot, 2 bedroom, 1 bathroom, 0.1 acre property. It was built in 1935 and has an estimate of $94,198 with a price per ft² of $89.
- 320 Vermont St, Waterloo, IA 50701 (Church Row) is a 1,082 square foot, 3 bedroom, 1 bathroom, 0.06 acre property. It was built in 1912 and has an estimate of $47,220 with a price per ft² of $44.
- 912 Vermont St, Waterloo, IA 50702 (West Central) is a 1,404 square foot, 3 bedroom, 2 bathroom, 0.15 acre property. It was built in 1947 and has an estimate of $141,389 with a price per ft² of $101.
- 916 Vermont St, Waterloo, IA 50702 (West Central) is a 1,978 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1947 and has an estimate of $170,073 with a price per ft² of $86.
- 1409 Vermont St, Waterloo, IA 50702 (West Central) is a 1,040 square foot, 2 bedroom, 1 bathroom, 0.18 acre property. It was built in 1954 and has an estimate of $151,779 with a price per ft² of $146.
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