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Single Family ResidenceResidential
$103,714$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

432 W RAILROAD ST

ONEIDA, NY 13421
2
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$104K
$78K low$129K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,424 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$69,648

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.7 mi
H
Oneida High SchoolC+
High · Grades 9–12 · 0.9 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 W Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Madison County
  • Smaller than 98% of homes in Oneida 13421
  • Has a smaller lot than 85% of homes in Madison County
  • Older than 67% of homes in Madison County

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$465K

This home is worth more than 9% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$103,714
CheaperTypical $192,228Pricier

Pricier than 9% of homes nearby

Price per ft²$144
CheaperTypical $132Pricier

Pricier than 60% of homes nearby

Living area720 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.22 ac
SmallerTypical 0.34 acBigger

Bigger than 29% of homes nearby

Year built1935
OlderTypical 1930Newer

Newer than 52% of homes nearby

How 432 W Railroad St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$103,7149% of homes7% of homes
Price per ft²pricier than$14460% of homes45% of homes
Living areabigger than720 ft²2% of homes5% of homes
Lot sizebigger than0.22 ac29% of homes15% of homes
Year builtnewer than193552% of homes33% of homes

About 432 W Railroad St

How much is 432 W Railroad St, Oneida, NY worth?

The TopHap Estimate for 432 W Railroad St, Oneida, NY is $103,714 as of Oct 21, 2026. The likely range is $78,296 to $129,132. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 W Railroad St, Oneida, NY last sell?

432 W Railroad St, Oneida, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 432 W Railroad St, Oneida, NY?

432 W Railroad St, Oneida, NY has 2 bedrooms, 1 bathrooms, 720 square feet of living space and a 0.22-acre lot.

When was 432 W Railroad St, Oneida, NY built?

432 W Railroad St, Oneida, NY was built in 1935, making it 91 years old. It is a cottage home. The building has 1 story.

What schools serve 432 W Railroad St, Oneida, NY?

432 W Railroad St, Oneida, NY is assigned to Willard Prior Elementary School (elementary), rated D+; Oneida High School (high), rated C+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 W Railroad St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,123 homes in Oneida 13421, it is worth more than 9% of them ($103,714 against a typical $192,228), its price per square foot is higher than 60% of them ($144 against a typical $132), it is bigger than 2% of them (720 ft² against a typical 1,620 ft²), its lot is bigger than 29% of them (0.22 ac against a typical 0.34 ac) and it is newer than 52% of them (1935 against a typical 1930). Measured against all of Madison County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 W Railroad St, Oneida, NY?

The 2026 property tax bill for 432 W Railroad St, Oneida, NY was $2,424. The county assessed it at $49,450.

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