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Single Family ResidenceResidential
$247,160$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,500 on Aug 23, 2013

432 W THIRD ST

SMITH RIVER, CA 95567
3
Beds
2
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$247K
$203K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,500 · Aug 23, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,079
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,863
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,081
QUICKEN LOANS LLC · recorded Apr 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,602 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,534 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,513
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,021
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,446

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEL NORTE
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smith River Elementary SchoolB
Elementary · Grades PK–8 · 0.2 mi
H
Del Norte High SchoolC+
High · Grades 9–12 · 11.4 mi

District: Del Norte County Unified School District

Neighborhood · ZIP 95567These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.316

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,820
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.93 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 W Third St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Smith River 95567
  • Costs less per square foot than 91% of homes in Smith River 95567
  • Has a smaller lot than 86% of homes in Smith River 95567

What homes are worth in Smith River 95567

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$1.4M

This home is worth more than 14% of homes in Smith River 95567.

How it measures up in Smith River 95567

The dot is this home. The mark in the middle is the typical home in Smith River 95567.

Estimated value$247,160
CheaperTypical $442,338Pricier

Pricier than 14% of homes nearby

Price per ft²$168
CheaperTypical $275Pricier

Pricier than 9% of homes nearby

Living area1,472 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.27 ac
SmallerTypical 1.28 acBigger

Bigger than 14% of homes nearby

Year built1968
OlderTypical 1979Newer

Newer than 42% of homes nearby

How 432 W Third St ranks against every home in each area.
MeasureThis homeSmith River 95567Del Norte County
Estimated valuepricier than$247,16014% of homes24% of homes
Price per ft²pricier than$1689% of homes14% of homes
Living areabigger than1,472 ft²38% of homes49% of homes
Lot sizebigger than0.27 ac14% of homes36% of homes
Year builtnewer than196842% of homes41% of homes

About 432 W Third St

How much is 432 W Third St, Smith River, CA worth?

The TopHap Estimate for 432 W Third St, Smith River, CA is $247,160 as of Jul 14, 2026. The likely range is $202,687 to $291,633. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 W Third St, Smith River, CA last sell?

432 W Third St, Smith River, CA last sold on Aug 23, 2013 for $125,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 432 W Third St, Smith River, CA?

432 W Third St, Smith River, CA has 3 bedrooms, 2 bathrooms, 1,472 square feet of living space and a 0.27-acre lot.

When was 432 W Third St, Smith River, CA built?

432 W Third St, Smith River, CA was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 432 W Third St, Smith River, CA?

432 W Third St, Smith River, CA is assigned to Smith River Elementary School (elementary), rated B; Del Norte High School (high), rated C+. All sit in Del Norte County Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 W Third St, Smith River, CA compare to other homes in Smith River 95567?

Among the 843 homes in Smith River 95567, it is worth more than 14% of them ($247,160 against a typical $442,338), its price per square foot is higher than 9% of them ($168 against a typical $275), it is bigger than 38% of them (1,472 ft² against a typical 1,740 ft²), its lot is bigger than 14% of them (0.27 ac against a typical 1.28 ac) and it is newer than 42% of them (1968 against a typical 1979). Measured against all of Del Norte County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 W Third St, Smith River, CA?

The 2025 property tax bill for 432 W Third St, Smith River, CA was $1,602. The county assessed it at $157,534.

Closest homes

More homes in Smith River 95567

Assigned schools

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