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CondominiumResidential
$276,096$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $279,000 on Mar 5, 2026

4320 SPRUCE CREEK DR

CEDAR FALLS, IA 50613
3
Beds
3 / 2
Baths
1,471 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$276K
$269K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$279,000 · Mar 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,186 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$278,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,570
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$238,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$227,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 35 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southdale Elementary SchoolB-
Elementary · Grades PK–6 · 0.4 mi
M
Peet Junior High SchoolA+
Middle · Grades 7–9 · 1.1 mi
H
Cedar Falls High SchoolB+
High · Grades 10–12 · 2.4 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4320 Spruce Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Black Hawk County
  • Bigger than 69% of homes in Black Hawk County
  • Among the newest homes in Cedar Falls 50613

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$673K

This home is worth more than 55% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$276,096
CheaperTypical $261,695Pricier

Pricier than 55% of homes nearby

Price per ft²$188
CheaperTypical $194Pricier

Pricier than 45% of homes nearby

Living area1,471 ft²
SmallerTypical 1,415 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 0.24 acBigger

Bigger than 49% of homes nearby

Year built2023
OlderTypical 1974Newer

Newer than almost all homes nearby

How 4320 Spruce Creek Dr ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$276,09655% of homes75% of homes
Price per ft²pricier than$18845% of homes64% of homes
Living areabigger than1,471 ft²54% of homes69% of homes
Lot sizebigger than0.23 ac49% of homes59% of homes
Year builtnewer than2023almost all homesalmost all homes

About 4320 Spruce Creek Dr

How much is 4320 Spruce Creek Dr, Cedar Falls, IA worth?

The TopHap Estimate for 4320 Spruce Creek Dr, Cedar Falls, IA is $276,096 as of Aug 30, 2026. The likely range is $268,561 to $283,631. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4320 Spruce Creek Dr, Cedar Falls, IA last sell?

4320 Spruce Creek Dr, Cedar Falls, IA last sold on Mar 5, 2026 for $279,000, according to the county's recorded deed.

How big is 4320 Spruce Creek Dr, Cedar Falls, IA?

4320 Spruce Creek Dr, Cedar Falls, IA has 3 bedrooms, 3 bathrooms, 1,471 square feet of living space and a 0.23-acre lot.

When was 4320 Spruce Creek Dr, Cedar Falls, IA built?

4320 Spruce Creek Dr, Cedar Falls, IA was built in 2023, making it 3 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 4320 Spruce Creek Dr, Cedar Falls, IA?

4320 Spruce Creek Dr, Cedar Falls, IA is assigned to Southdale Elementary School (elementary), rated B-; Peet Junior High School (middle), rated A+; Cedar Falls High School (high), rated B+. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4320 Spruce Creek Dr, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,139 homes in Cedar Falls 50613, it is worth more than 55% of them ($276,096 against a typical $261,695), its price per square foot is higher than 45% of them ($188 against a typical $194), it is bigger than 54% of them (1,471 ft² against a typical 1,415 ft²), its lot is bigger than 49% of them (0.23 ac against a typical 0.24 ac) and it is newer than almost all of them (2023 against a typical 1974). Measured against all of Black Hawk County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4320 Spruce Creek Dr, Cedar Falls, IA?

The 2025 property tax bill for 4320 Spruce Creek Dr, Cedar Falls, IA was $4,186. The county assessed it at $278,890.

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