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Single Family ResidenceResidential
$214,647$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

433 WATER ST

ALBANY, VT 05820
4
Beds
1
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$215K
$192K low$237K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake Region Union High SchoolC-
High · Grades 9–12 · 8.4 mi

District: Lake Region Union High School District 24

Neighborhood · ZIP 05820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.116
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,704
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

433 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Orleans County
  • Costs less per square foot than 76% of homes in Orleans County
  • Has a smaller lot than 68% of homes in Albany 05820
  • Older than 92% of homes in Orleans County

What homes are worth in Albany 05820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$470K

This home is worth more than 56% of homes in Albany 05820.

How it measures up in Albany 05820

The dot is this home. The mark in the middle is the typical home in Albany 05820.

Estimated value$214,647
CheaperTypical $205,629Pricier

Pricier than 56% of homes nearby

Price per ft²$168
CheaperTypical $183Pricier

Pricier than 42% of homes nearby

Living area1,280 ft²
SmallerTypical 1,198 ft²Bigger

Bigger than 52% of homes nearby

Lot size1.5 ac
SmallerTypical 10 acBigger

Bigger than 32% of homes nearby

Year built1880
OlderTypical 1976Newer

Newer than 21% of homes nearby

How 433 Water St ranks against every home in each area.
MeasureThis homeAlbany 05820Orleans County
Estimated valuepricier than$214,64756% of homes25% of homes
Price per ft²pricier than$16842% of homes24% of homes
Living areabigger than1,280 ft²52% of homes43% of homes
Lot sizebigger than1.5 ac32% of homes42% of homes
Year builtnewer than188021% of homes8% of homes

About 433 Water St

How much is 433 Water St, Albany, VT worth?

The TopHap Estimate for 433 Water St, Albany, VT is $214,647 as of Aug 30, 2026. The likely range is $191,831 to $237,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 433 Water St, Albany, VT last sell?

433 Water St, Albany, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 433 Water St, Albany, VT?

433 Water St, Albany, VT has 4 bedrooms, 1 bathrooms, 1,280 square feet of living space and a 1.50-acre lot.

When was 433 Water St, Albany, VT built?

433 Water St, Albany, VT was built in 1880, making it 146 years old. The building has 1 story.

What schools serve 433 Water St, Albany, VT?

433 Water St, Albany, VT is assigned to Lake Region Union High School (high), rated C-. All sit in Lake Region Union High School District 24. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 433 Water St, Albany, VT compare to other homes in Albany 05820?

Among the 279 homes in Albany 05820, it is worth more than 56% of them ($214,647 against a typical $205,629), its price per square foot is higher than 42% of them ($168 against a typical $183), it is bigger than 52% of them (1,280 ft² against a typical 1,198 ft²), its lot is bigger than 32% of them (1.5 ac against a typical 10 ac) and it is newer than 21% of them (1880 against a typical 1976). Measured against all of Orleans County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 433 Water St, Albany, VT?

The 2025 property tax bill for 433 Water St, Albany, VT was $1,877. The county assessed it at $118,200.

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