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Apartments (Generic)Residential
Last sold for $66,000 on Jul 27, 2006

434 CLAY ST

HENDERSON, KY 42420
0
Baths
5,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$66,000 · Jul 27, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$954 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 252 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Henderson County South Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
H
Henderson County High SchoolA-
High · Grades 9–12 · 1.8 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Henderson 42420
  • Has a bigger lot than 70% of homes in Henderson 42420

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Living area5,108 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than almost all homes nearby

Lot size0.46 ac
SmallerTypical 0.28 acBigger

Bigger than 70% of homes nearby

Year built1984
OlderTypical 1975Newer

Newer than 64% of homes nearby

How 434 Clay St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Living areabigger than5,108 ft²almost all homesalmost all homes
Lot sizebigger than0.46 ac70% of homes61% of homes
Year builtnewer than198464% of homes63% of homes

About 434 Clay St

When did 434 Clay St, Henderson, KY last sell?

434 Clay St, Henderson, KY last sold on Jul 27, 2006 for $66,000, according to the county's recorded deed.

How big is 434 Clay St, Henderson, KY?

434 Clay St, Henderson, KY has 5,108 square feet of living space and a 0.46-acre lot.

When was 434 Clay St, Henderson, KY built?

434 Clay St, Henderson, KY was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 434 Clay St, Henderson, KY?

434 Clay St, Henderson, KY is assigned to Jefferson Elementary School (elementary), rated C; Henderson County South Middle School (middle), rated A-; Henderson County High School (high), rated A-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Clay St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is bigger than almost all of them (5,108 ft² against a typical 1,500 ft²), its lot is bigger than 70% of them (0.46 ac against a typical 0.28 ac) and it is newer than 64% of them (1984 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Clay St, Henderson, KY?

The 2025 property tax bill for 434 Clay St, Henderson, KY was $954. The county assessed it at $86,000.

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