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Single Family ResidenceResidential
$76,476$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

434 ERNEST PHANN LN

GAINESBORO, TN 38562
2 / 1
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$76K
$52K low$100K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$358 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,025 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 372 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jackson County Middle SchoolC+
Middle · Grades 4–8 · 3.9 mi
H
Jackson County High SchoolC+
High · Grades 9–12 · 4.0 mi
E
Gainesboro Elementary SchoolB
Elementary · Grades PK–3 · 5.1 mi

District: Jackson County School District

Neighborhood · ZIP 38562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,367
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,191
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Ernest Phann Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Jackson County
  • Costs less per square foot than 95% of homes in Jackson County
  • Smaller than 79% of homes in Jackson County
  • Has a smaller lot than 73% of homes in Jackson County
  • Older than 70% of homes in Jackson County

What homes are worth in Gainesboro 38562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$534K

This home is worth more than 9% of homes in Gainesboro 38562.

How it measures up in Gainesboro 38562

The dot is this home. The mark in the middle is the typical home in Gainesboro 38562.

Estimated value$76,476
CheaperTypical $189,253Pricier

Pricier than 9% of homes nearby

Price per ft²$80
CheaperTypical $148Pricier

Pricier than 7% of homes nearby

Living area952 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 22% of homes nearby

Lot size1 ac
SmallerTypical 2.66 acBigger

Bigger than 30% of homes nearby

Year built1974
OlderTypical 1986Newer

Newer than 33% of homes nearby

How 434 Ernest Phann Ln ranks against every home in each area.
MeasureThis homeGainesboro 38562Jackson County
Estimated valuepricier than$76,4769% of homes7% of homes
Price per ft²pricier than$807% of homes5% of homes
Living areabigger than952 ft²22% of homes21% of homes
Lot sizebigger than1 ac30% of homes27% of homes
Year builtnewer than197433% of homes30% of homes

About 434 Ernest Phann Ln

How much is 434 Ernest Phann Ln, Gainesboro, TN worth?

The TopHap Estimate for 434 Ernest Phann Ln, Gainesboro, TN is $76,476 as of Sep 24, 2026. The likely range is $52,473 to $100,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 434 Ernest Phann Ln, Gainesboro, TN?

434 Ernest Phann Ln, Gainesboro, TN has 2 bathrooms and 952 square feet of living space.

When was 434 Ernest Phann Ln, Gainesboro, TN built?

434 Ernest Phann Ln, Gainesboro, TN was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 434 Ernest Phann Ln, Gainesboro, TN?

434 Ernest Phann Ln, Gainesboro, TN is assigned to Jackson County Middle School (middle), rated C+; Jackson County High School (high), rated C+; Gainesboro Elementary School (elementary), rated B. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Ernest Phann Ln, Gainesboro, TN compare to other homes in Gainesboro 38562?

Among the 3,078 homes in Gainesboro 38562, it is worth more than 9% of them ($76,476 against a typical $189,253), its price per square foot is higher than 7% of them ($80 against a typical $148), it is bigger than 22% of them (952 ft² against a typical 1,256 ft²), its lot is bigger than 30% of them (1 ac against a typical 2.66 ac) and it is newer than 33% of them (1974 against a typical 1986). Measured against all of Jackson County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Ernest Phann Ln, Gainesboro, TN?

The 2024 property tax bill for 434 Ernest Phann Ln, Gainesboro, TN was $358. The county assessed it at $14,025.

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