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Single Family ResidenceResidential
$95,009$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

434 SECOND ST

MONTICELLO, MS 39654
3
Beds
2
Baths
1,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,400 ft²
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$95K
$78K low$112K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,558 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,047
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,575

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLawrence
Lot (acres)The size of the land the home sits on, from county records.0.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rod Paige Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
Lawrence County High SchoolB-
High · Grades 9–12 · 0.9 mi
E
Monticello Elementary SchoolD+
Elementary · Grades KG–5 · 1.4 mi

District: Lawrence County School District

Neighborhood · ZIP 39654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,254
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,423
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,285
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Second St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Monticello 39654
  • Costs less per square foot than 98% of homes in Lawrence County
  • Bigger than 77% of homes in Lawrence County
  • Among the smallest lots in Monticello 39654

What homes are worth in Monticello 39654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$371K

This home is worth more than 15% of homes in Monticello 39654.

How it measures up in Monticello 39654

The dot is this home. The mark in the middle is the typical home in Monticello 39654.

Estimated value$95,009
CheaperTypical $135,525Pricier

Pricier than 15% of homes nearby

Price per ft²$51
CheaperTypical $90Pricier

Pricier than 3% of homes nearby

Living area1,880 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 75% of homes nearby

Lot size2,400 ft²
SmallerTypical 1.5 acBigger

Smaller than almost all homes nearby

Year built1973
OlderTypical 1979Newer

Newer than 39% of homes nearby

How 434 Second St ranks against every home in each area.
MeasureThis homeMonticello 39654Lawrence County
Estimated valuepricier than$95,00915% of homes16% of homes
Price per ft²pricier than$513% of homes2% of homes
Living areabigger than1,880 ft²75% of homes77% of homes
Lot sizebigger than2,400 ft²almost no homesalmost no homes
Year builtnewer than197339% of homes38% of homes

About 434 Second St

How much is 434 Second St, Monticello, MS worth?

The TopHap Estimate for 434 Second St, Monticello, MS is $95,009 as of Sep 24, 2026. The likely range is $78,224 to $111,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Second St, Monticello, MS last sell?

434 Second St, Monticello, MS last sold on Feb 29, 2024, according to the county's recorded deed.

How big is 434 Second St, Monticello, MS?

434 Second St, Monticello, MS has 3 bedrooms, 2 bathrooms, 1,880 square feet of living space and a 0.06-acre lot.

When was 434 Second St, Monticello, MS built?

434 Second St, Monticello, MS was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 434 Second St, Monticello, MS?

434 Second St, Monticello, MS is assigned to Rod Paige Middle School (middle), rated B-; Lawrence County High School (high), rated B-; Monticello Elementary School (elementary), rated D+. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Second St, Monticello, MS compare to other homes in Monticello 39654?

Among the 2,414 homes in Monticello 39654, it is worth more than 15% of them ($95,009 against a typical $135,525), its price per square foot is higher than 3% of them ($51 against a typical $90), it is bigger than 75% of them (1,880 ft² against a typical 1,404 ft²), its lot is bigger than almost none of them (2,400 ft² against a typical 1.5 ac) and it is newer than 39% of them (1973 against a typical 1979). Measured against all of Lawrence County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Second St

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