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Single Family ResidenceResidential
$250,880$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

434 WILLOW RIDGE CIR

ROCKWALL, TX 75032
2
Baths
1,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$251K
$234K low$268K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,504
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,000
DONNIE PEOPLES · P · recorded May 7, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,741 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,250 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,965
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 235 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sharon Shannon Elementary SchoolA
Elementary · Grades PK–6 · 0.5 mi
M
Ursula Rakow Middle School
Middle · Grades 7–8 · 1.7 mi
H
Rockwall-Heath High SchoolB+
High · Grades 10–12 · 4.6 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.776 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$178,483
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Willow Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Rockwall County
  • Costs more per square foot than 73% of homes in Rockwall County
  • Smaller than 95% of homes in Rockwall County
  • Has a bigger lot than 80% of homes in Rockwall County
  • Older than 76% of homes in Rockwall County

What homes are worth in Rockwall 75032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$2M

This home is worth more than 6% of homes in Rockwall 75032.

How it measures up in Rockwall 75032

The dot is this home. The mark in the middle is the typical home in Rockwall 75032.

Estimated value$250,880
CheaperTypical $541,358Pricier

Pricier than 6% of homes nearby

Price per ft²$208
CheaperTypical $209Pricier

Pricier than 49% of homes nearby

Living area1,204 ft²
SmallerTypical 2,762 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.47 ac
SmallerTypical 0.27 acBigger

Bigger than 66% of homes nearby

Year built1994
OlderTypical 2002Newer

Newer than 26% of homes nearby

How 434 Willow Ridge Cir ranks against every home in each area.
MeasureThis homeRockwall 75032Rockwall County
Estimated valuepricier than$250,8806% of homes5% of homes
Price per ft²pricier than$20849% of homes73% of homes
Living areabigger than1,204 ft²7% of homes5% of homes
Lot sizebigger than0.47 ac66% of homes80% of homes
Year builtnewer than199426% of homes24% of homes

About 434 Willow Ridge Cir

How much is 434 Willow Ridge Cir, Rockwall, TX worth?

The TopHap Estimate for 434 Willow Ridge Cir, Rockwall, TX is $250,880 as of Jul 14, 2026. The likely range is $233,858 to $267,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Willow Ridge Cir, Rockwall, TX last sell?

434 Willow Ridge Cir, Rockwall, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 434 Willow Ridge Cir, Rockwall, TX?

434 Willow Ridge Cir, Rockwall, TX has 2 bathrooms, 1,204 square feet of living space and a 0.47-acre lot.

When was 434 Willow Ridge Cir, Rockwall, TX built?

434 Willow Ridge Cir, Rockwall, TX was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 434 Willow Ridge Cir, Rockwall, TX?

434 Willow Ridge Cir, Rockwall, TX is assigned to Sharon Shannon Elementary School (elementary), rated A; Ursula Rakow Middle School (middle); Rockwall-Heath High School (high), rated B+. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Willow Ridge Cir, Rockwall, TX compare to other homes in Rockwall 75032?

Among the 13,644 homes in Rockwall 75032, it is worth more than 6% of them ($250,880 against a typical $541,358), its price per square foot is higher than 49% of them ($208 against a typical $209), it is bigger than 7% of them (1,204 ft² against a typical 2,762 ft²), its lot is bigger than 66% of them (0.47 ac against a typical 0.27 ac) and it is newer than 26% of them (1994 against a typical 2002). Measured against all of Rockwall County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Willow Ridge Cir, Rockwall, TX?

The 2025 property tax bill for 434 Willow Ridge Cir, Rockwall, TX was $2,741. The county assessed it at $200,250.

More homes on Willow Ridge Cir

Closest homes

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Assigned schools

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