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Rural ResidenceResidential
$352,597$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4341 SPENCE PL

FULTON, MO 65251
3
Beds
2
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$353K
$308K low$397K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,368 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,364 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,364
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,580

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCallaway
Lot (acres)The size of the land the home sits on, from county records.10.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 720 ft²Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 65251These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,556
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4341 Spence Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Fulton 65251
  • Costs more per square foot than 93% of homes in Fulton 65251
  • Smaller than 70% of homes in Callaway County
  • Has a bigger lot than 83% of homes in Fulton 65251
  • Newer than 80% of homes in Fulton 65251

What homes are worth in Fulton 65251

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$690K

This home is worth more than 74% of homes in Fulton 65251.

How it measures up in Fulton 65251

The dot is this home. The mark in the middle is the typical home in Fulton 65251.

Estimated value$352,597
CheaperTypical $257,638Pricier

Pricier than 74% of homes nearby

Price per ft²$286
CheaperTypical $179Pricier

Pricier than 93% of homes nearby

Living area1,232 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 33% of homes nearby

Lot size10.02 ac
SmallerTypical 1.08 acBigger

Bigger than 83% of homes nearby

Year built2003
OlderTypical 1980Newer

Newer than 80% of homes nearby

How 4341 Spence Pl ranks against every home in each area.
MeasureThis homeFulton 65251Callaway County
Estimated valuepricier than$352,59774% of homes70% of homes
Price per ft²pricier than$28693% of homes91% of homes
Living areabigger than1,232 ft²33% of homes30% of homes
Lot sizebigger than10.02 ac83% of homes77% of homes
Year builtnewer than200380% of homes75% of homes

About 4341 Spence Pl

How much is 4341 Spence Pl, Fulton, MO worth?

The TopHap Estimate for 4341 Spence Pl, Fulton, MO is $352,597 as of Aug 30, 2026. The likely range is $308,240 to $396,954. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4341 Spence Pl, Fulton, MO last sell?

4341 Spence Pl, Fulton, MO last sold on Jun 3, 2005, according to the county's recorded deed.

How big is 4341 Spence Pl, Fulton, MO?

4341 Spence Pl, Fulton, MO has 3 bedrooms, 2 bathrooms, 1,232 square feet of living space and a 10.02-acre lot.

When was 4341 Spence Pl, Fulton, MO built?

4341 Spence Pl, Fulton, MO was built in 2003, making it 23 years old. It is a conventional home. The building has 1 story.

How does 4341 Spence Pl, Fulton, MO compare to other homes in Fulton 65251?

Among the 7,238 homes in Fulton 65251, it is worth more than 74% of them ($352,597 against a typical $257,638), its price per square foot is higher than 93% of them ($286 against a typical $179), it is bigger than 33% of them (1,232 ft² against a typical 1,456 ft²), its lot is bigger than 83% of them (10.02 ac against a typical 1.08 ac) and it is newer than 80% of them (2003 against a typical 1980). Measured against all of Callaway County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4341 Spence Pl, Fulton, MO?

The 2025 property tax bill for 4341 Spence Pl, Fulton, MO was $1,368. The county assessed it at $22,364.

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