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Rural ResidenceResidential
$323,855$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

43428 HARTNETTE LAKE RD

MELROSE, MN 56352
4
Beds
1
Baths
2,017 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
100 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$324K
$297K low$350K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,862 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$676,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$553,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$639,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$676,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.94 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.100.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 396 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Melrose Elementary SchoolB+
Elementary · Grades PK–5 · 4.9 mi
M
Melrose Middle SchoolC
Middle · Grades 6–8 · 5.0 mi
H
Melrose Secondary SchoolA-
High · Grades 9–12 · 5.0 mi

District: Melrose Public School District

Neighborhood · ZIP 56352These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,876
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,406
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43428 Hartnette Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Melrose 56352
  • Costs less per square foot than 80% of homes in Stearns County
  • Bigger than 84% of homes in Stearns County
  • Has a bigger lot than 98% of homes in Stearns County
  • Older than 92% of homes in Stearns County

What homes are worth in Melrose 56352

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$573K

This home is worth more than 67% of homes in Melrose 56352.

How it measures up in Melrose 56352

The dot is this home. The mark in the middle is the typical home in Melrose 56352.

Estimated value$323,855
CheaperTypical $265,918Pricier

Pricier than 67% of homes nearby

Price per ft²$161
CheaperTypical $186Pricier

Pricier than 36% of homes nearby

Living area2,017 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 83% of homes nearby

Lot size100 ac
SmallerTypical 0.49 acBigger

Bigger than 92% of homes nearby

Year built1918
OlderTypical 1975Newer

Newer than 19% of homes nearby

How 43428 Hartnette Lake Rd ranks against every home in each area.
MeasureThis homeMelrose 56352Stearns County
Estimated valuepricier than$323,85567% of homes59% of homes
Price per ft²pricier than$16136% of homes20% of homes
Living areabigger than2,017 ft²83% of homes84% of homes
Lot sizebigger than100 ac92% of homes98% of homes
Year builtnewer than191819% of homes8% of homes

About 43428 Hartnette Lake Rd

How much is 43428 Hartnette Lake Rd, Melrose, MN worth?

The TopHap Estimate for 43428 Hartnette Lake Rd, Melrose, MN is $323,855 as of Sep 24, 2026. The likely range is $297,212 to $350,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43428 Hartnette Lake Rd, Melrose, MN last sell?

43428 Hartnette Lake Rd, Melrose, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 43428 Hartnette Lake Rd, Melrose, MN?

43428 Hartnette Lake Rd, Melrose, MN has 4 bedrooms, 1 bathrooms, 2,017 square feet of living space and a 100.00-acre lot.

When was 43428 Hartnette Lake Rd, Melrose, MN built?

43428 Hartnette Lake Rd, Melrose, MN was built in 1918, making it 108 years old. The building has 1 story.

What schools serve 43428 Hartnette Lake Rd, Melrose, MN?

43428 Hartnette Lake Rd, Melrose, MN is assigned to Melrose Elementary School (elementary), rated B+; Melrose Middle School (middle), rated C; Melrose Secondary School (high), rated A-. All sit in Melrose Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43428 Hartnette Lake Rd, Melrose, MN compare to other homes in Melrose 56352?

Among the 2,136 homes in Melrose 56352, it is worth more than 67% of them ($323,855 against a typical $265,918), its price per square foot is higher than 36% of them ($161 against a typical $186), it is bigger than 83% of them (2,017 ft² against a typical 1,472 ft²), its lot is bigger than 92% of them (100 ac against a typical 0.49 ac) and it is newer than 19% of them (1918 against a typical 1975). Measured against all of Stearns County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43428 Hartnette Lake Rd, Melrose, MN?

The 2026 property tax bill for 43428 Hartnette Lake Rd, Melrose, MN was $1,862. The county assessed it at $676,100.

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