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Single Family ResidenceResidential
$873,500$454 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $164,547 on Mar 31, 1995

435 5TH ST

OURAY, CO 81427
3
Beds
2
Baths
1,925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$874K
$744K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$164,547 · Mar 31, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,557 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,160
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$855,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOuray
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 150 ft²Porch · 158 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ouray Elementary School
Elementary · Grades PK–6 · 0.2 mi
H
Ouray High SchoolA
High · Grades 9–12 · 0.2 mi
M
Ouray Middle School
Middle · Grades 7–8 · 0.2 mi

District: Ouray School District R-1

Neighborhood · ZIP 81427These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,000
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,843
Average tempThe average temperature here across a full year.31°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Ouray 81427
  • Bigger than 65% of homes in Ouray 81427
  • Has a bigger lot than 72% of homes in Ouray 81427
  • Newer than 65% of homes in Ouray 81427

What homes are worth in Ouray 81427

Each bar is how many homes fall in that price range. The marker is this home.

This home
$350K$2.2M

This home is worth more than 69% of homes in Ouray 81427.

How it measures up in Ouray 81427

The dot is this home. The mark in the middle is the typical home in Ouray 81427.

Estimated value$873,500
CheaperTypical $711,107Pricier

Pricier than 69% of homes nearby

Price per ft²$454
CheaperTypical $432Pricier

Pricier than 56% of homes nearby

Living area1,925 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.33 ac
SmallerTypical 0.17 acBigger

Bigger than 72% of homes nearby

Year built1996
OlderTypical 1983Newer

Newer than 65% of homes nearby

How 435 5th St ranks against every home in each area.
MeasureThis homeOuray 81427Ouray County
Estimated valuepricier than$873,50069% of homes49% of homes
Price per ft²pricier than$45456% of homes46% of homes
Living areabigger than1,925 ft²65% of homes51% of homes
Lot sizebigger than0.33 ac72% of homes32% of homes
Year builtnewer than199665% of homes47% of homes

About 435 5th St

How much is 435 5th St, Ouray, CO worth?

The TopHap Estimate for 435 5th St, Ouray, CO is $873,500 as of Aug 30, 2026. The likely range is $744,302 to $1,002,698. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 5th St, Ouray, CO last sell?

435 5th St, Ouray, CO last sold on Mar 31, 1995 for $164,547, according to the county's recorded deed.

How big is 435 5th St, Ouray, CO?

435 5th St, Ouray, CO has 3 bedrooms, 2 bathrooms, 1,925 square feet of living space and a 0.33-acre lot.

When was 435 5th St, Ouray, CO built?

435 5th St, Ouray, CO was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 435 5th St, Ouray, CO?

435 5th St, Ouray, CO is assigned to Ouray Elementary School (elementary); Ouray High School (high), rated A; Ouray Middle School (middle). All sit in Ouray School District R-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 5th St, Ouray, CO compare to other homes in Ouray 81427?

Among the 861 homes in Ouray 81427, it is worth more than 69% of them ($873,500 against a typical $711,107), its price per square foot is higher than 56% of them ($454 against a typical $432), it is bigger than 65% of them (1,925 ft² against a typical 1,627 ft²), its lot is bigger than 72% of them (0.33 ac against a typical 0.17 ac) and it is newer than 65% of them (1996 against a typical 1983). Measured against all of Ouray County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 5th St, Ouray, CO?

The 2025 property tax bill for 435 5th St, Ouray, CO was $3,557. The county assessed it at $53,460.

More homes on 5th St

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Assigned schools

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