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Single Family ResidenceResidential
$161,561$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on Jan 25, 2002

435 BAY ST

PONTIAC, MI 48342
3
Beds
1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$162K
$153K low$170K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Jan 25, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,430 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,280 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOAKLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 43 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Herrington SchoolF
Elementary · Grades KG–6 · 0.2 mi
M
Pontiac Middle SchoolF
Middle · Grades 6–8 · 1.2 mi
H
Pontiac High SchoolD-
High · Grades 9–12 · 1.4 mi

District: Pontiac City School District

Neighborhood · ZIP 48342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.33%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,796
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,389 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,672
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Oakland County
  • Costs less per square foot than 94% of homes in Oakland County
  • Smaller than 72% of homes in Oakland County
  • Has a bigger lot than 78% of homes in Pontiac 48342
  • Newer than 74% of homes in Pontiac 48342

What homes are worth in Pontiac 48342

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$241K

This home is worth more than 86% of homes in Pontiac 48342.

How it measures up in Pontiac 48342

The dot is this home. The mark in the middle is the typical home in Pontiac 48342.

Estimated value$161,561
CheaperTypical $109,902Pricier

Pricier than 86% of homes nearby

Price per ft²$128
CheaperTypical $100Pricier

Pricier than 76% of homes nearby

Living area1,260 ft²
SmallerTypical 1,076 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.19 ac
SmallerTypical 0.15 acBigger

Bigger than 78% of homes nearby

Year built1957
OlderTypical 1931Newer

Newer than 74% of homes nearby

How 435 Bay St ranks against every home in each area.
MeasureThis homePontiac 48342Oakland County
Estimated valuepricier than$161,56186% of homes8% of homes
Price per ft²pricier than$12876% of homes6% of homes
Living areabigger than1,260 ft²66% of homes28% of homes
Lot sizebigger than0.19 ac78% of homes28% of homes
Year builtnewer than195774% of homes32% of homes

About 435 Bay St

How much is 435 Bay St, Pontiac, MI worth?

The TopHap Estimate for 435 Bay St, Pontiac, MI is $161,561 as of Sep 24, 2026. The likely range is $152,632 to $170,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Bay St, Pontiac, MI last sell?

435 Bay St, Pontiac, MI last sold on Jan 25, 2002 for $100,000, according to the county's recorded deed.

How big is 435 Bay St, Pontiac, MI?

435 Bay St, Pontiac, MI has 3 bedrooms, 1 bathrooms, 1,260 square feet of living space and a 0.19-acre lot.

When was 435 Bay St, Pontiac, MI built?

435 Bay St, Pontiac, MI was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 435 Bay St, Pontiac, MI?

435 Bay St, Pontiac, MI is assigned to Herrington School (elementary), rated F; Pontiac Middle School (middle), rated F; Pontiac High School (high), rated D-. All sit in Pontiac City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Bay St, Pontiac, MI compare to other homes in Pontiac 48342?

Among the 5,382 homes in Pontiac 48342, it is worth more than 86% of them ($161,561 against a typical $109,902), its price per square foot is higher than 76% of them ($128 against a typical $100), it is bigger than 66% of them (1,260 ft² against a typical 1,076 ft²), its lot is bigger than 78% of them (0.19 ac against a typical 0.15 ac) and it is newer than 74% of them (1957 against a typical 1931). Measured against all of Oakland County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Bay St, Pontiac, MI?

The 2025 property tax bill for 435 Bay St, Pontiac, MI was $1,430. The county assessed it at $65,280.

More homes on Bay St

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