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Single Family ResidentialResidential
$200,856$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $77,000 on Sep 7, 1994

435 COVE CREEK DR

RUTHERFORDTON, NC 28139
3
Beds
2 / 1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$201K
$150K low$252K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,000 · Sep 7, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,303 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.1.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²Patio · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pinnacle Elementary SchoolC
Elementary · Grades PK–5 · 6.5 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 8.4 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 10.4 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Cove Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Rutherfordton 28139
  • Smaller than 73% of homes in Rutherfordton 28139
  • Newer than 68% of homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$806K

This home is worth more than 31% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$200,856
CheaperTypical $275,179Pricier

Pricier than 31% of homes nearby

Price per ft²$161
CheaperTypical $169Pricier

Pricier than 46% of homes nearby

Living area1,248 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.35 ac
SmallerTypical 1.8 acBigger

Bigger than 42% of homes nearby

Year built1993
OlderTypical 1985Newer

Newer than 60% of homes nearby

How 435 Cove Creek Dr ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$200,85631% of homes41% of homes
Price per ft²pricier than$16146% of homes52% of homes
Living areabigger than1,248 ft²27% of homes35% of homes
Lot sizebigger than1.35 ac42% of homes57% of homes
Year builtnewer than199360% of homes68% of homes

About 435 Cove Creek Dr

How much is 435 Cove Creek Dr, Rutherfordton, NC worth?

The TopHap Estimate for 435 Cove Creek Dr, Rutherfordton, NC is $200,856 as of Aug 30, 2026. The likely range is $149,541 to $252,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Cove Creek Dr, Rutherfordton, NC last sell?

435 Cove Creek Dr, Rutherfordton, NC last sold on Sep 7, 1994 for $77,000, according to the county's recorded deed.

How big is 435 Cove Creek Dr, Rutherfordton, NC?

435 Cove Creek Dr, Rutherfordton, NC has 3 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 1.35-acre lot.

When was 435 Cove Creek Dr, Rutherfordton, NC built?

435 Cove Creek Dr, Rutherfordton, NC was built in 1993, making it 33 years old. It is a split level home. The building has 2 stories.

What schools serve 435 Cove Creek Dr, Rutherfordton, NC?

435 Cove Creek Dr, Rutherfordton, NC is assigned to Pinnacle Elementary School (elementary), rated C; R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Cove Creek Dr, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 31% of them ($200,856 against a typical $275,179), its price per square foot is higher than 46% of them ($161 against a typical $169), it is bigger than 27% of them (1,248 ft² against a typical 1,546 ft²), its lot is bigger than 42% of them (1.35 ac against a typical 1.8 ac) and it is newer than 60% of them (1993 against a typical 1985). Measured against all of Rutherford County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Cove Creek Dr, Rutherfordton, NC?

The 2025 property tax bill for 435 Cove Creek Dr, Rutherfordton, NC was $1,303. The county assessed it at $196,300.

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