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Single Family ResidenceResidential
$88,442
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 56How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

435 PHIFER RD

CLEVELAND, NC 27013
0
Baths
3.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.

Valuation

$88K
$49K low$128K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,691 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,741
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,691
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,691

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.3.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC-
Elementary · Grades PK–5 · 3.0 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 6.0 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 8.1 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Phifer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Rowan County
  • Has a bigger lot than 87% of homes in Rowan County

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$1.1M

This home is worth more than 10% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$88,442
CheaperTypical $251,871Pricier

Pricier than 10% of homes nearby

Lot size3.13 ac
SmallerTypical 1.52 acBigger

Bigger than 68% of homes nearby

Year built1990
OlderTypical 1994Newer

Newer than 45% of homes nearby

How 435 Phifer Rd ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$88,44210% of homes7% of homes
Lot sizebigger than3.13 ac68% of homes87% of homes
Year builtnewer than199045% of homes58% of homes

About 435 Phifer Rd

How much is 435 Phifer Rd, Cleveland, NC worth?

The TopHap Estimate for 435 Phifer Rd, Cleveland, NC is $88,442 as of Oct 21, 2026. The likely range is $49,128 to $127,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Phifer Rd, Cleveland, NC last sell?

435 Phifer Rd, Cleveland, NC last sold on Jan 1, 1900, according to the county's recorded deed.

When was 435 Phifer Rd, Cleveland, NC built?

435 Phifer Rd, Cleveland, NC was built in 1990, making it 36 years old.

What schools serve 435 Phifer Rd, Cleveland, NC?

435 Phifer Rd, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C-; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Phifer Rd, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,769 homes in Cleveland 27013, it is worth more than 10% of them ($88,442 against a typical $251,871), its lot is bigger than 68% of them (3.13 ac against a typical 1.52 ac) and it is newer than 45% of them (1990 against a typical 1994). Measured against all of Rowan County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Phifer Rd

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Assigned schools

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