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Commercial (General)Commercial
Last sold for $325,000 on Oct 5, 2022

435 S ELM ST

WATERMAN, IL 60556
2
Beds
2
Baths
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Oct 5, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,965 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,441 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,616
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,601
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,323

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial (General)
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.0.50
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Indian Creek Middle SchoolC+
Middle · Grades 5–8 · 0.5 mi
E
Indian Creek Elementary SchoolA-
Elementary · Grades PK–4 · 5.2 mi
H
Indian Creek High SchoolD+
High · Grades 9–12 · 5.2 mi

District: Indian Creek Community Unit District 425

Neighborhood · ZIP 60556These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,906
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,961
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 S Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 77% of homes in DeKalb County

How it measures up in Waterman 60556

The dot is this home. The mark in the middle is the typical home in Waterman 60556.

Lot size0.5 ac
SmallerTypical 0.27 acBigger

Bigger than 73% of homes nearby

Year built1996
OlderTypical 1995Newer

Newer than 50% of homes nearby

How 435 S Elm St ranks against every home in each area.
MeasureThis homeWaterman 60556DeKalb County
Lot sizebigger than0.5 ac73% of homes77% of homes
Year builtnewer than199650% of homes54% of homes

About 435 S Elm St

When did 435 S Elm St, Waterman, IL last sell?

435 S Elm St, Waterman, IL last sold on Oct 5, 2022 for $325,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 S Elm St, Waterman, IL?

435 S Elm St, Waterman, IL has 2 bedrooms, 2 bathrooms and a 0.50-acre lot.

When was 435 S Elm St, Waterman, IL built?

435 S Elm St, Waterman, IL was built in 1996, making it 30 years old.

What schools serve 435 S Elm St, Waterman, IL?

435 S Elm St, Waterman, IL is assigned to Indian Creek Middle School (middle), rated C+; Indian Creek Elementary School (elementary), rated A-; Indian Creek High School (high), rated D+. All sit in Indian Creek Community Unit District 425. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 S Elm St, Waterman, IL compare to other homes in Waterman 60556?

Among the 828 homes in Waterman 60556, its lot is bigger than 73% of them (0.5 ac against a typical 0.27 ac) and it is newer than 50% of them (1996 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 S Elm St, Waterman, IL?

The 2024 property tax bill for 435 S Elm St, Waterman, IL was $1,965. The county assessed it at $28,441.

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Closest homes

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Assigned schools

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