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Residential (General/Single)Residential
$117,344$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $27,900 on Feb 16, 2016

435 W JAY RD

RICHFORD, VT 05476
1
Beds
0
Baths
300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$117K
$98K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,900 · Feb 16, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,344
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,875

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$733 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.189 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.10.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jay/Westfield Joint Elementary SchoolC+
Elementary · Grades PK–6 · 5.8 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 16.8 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 20.3 mi

District: North Country Union Junior High School District

Neighborhood · ZIP 05476These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,563
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 W Jay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Orleans County
  • Costs more per square foot than 97% of homes in Richford 05476
  • Among the smallest homes in Richford 05476
  • Has a bigger lot than 77% of homes in Richford 05476
  • Among the newest homes in Richford 05476

What homes are worth in Richford 05476

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$575K

This home is worth more than 15% of homes in Richford 05476.

How it measures up in Richford 05476

The dot is this home. The mark in the middle is the typical home in Richford 05476.

Estimated value$117,344
CheaperTypical $203,258Pricier

Pricier than 15% of homes nearby

Price per ft²$391
CheaperTypical $188Pricier

Pricier than 97% of homes nearby

Living area300 ft²
SmallerTypical 1,408 ft²Bigger

Smaller than almost all homes nearby

Lot size10.58 ac
SmallerTypical 1.5 acBigger

Bigger than 77% of homes nearby

Year built2017
OlderTypical 1985Newer

Newer than almost all homes nearby

How 435 W Jay Rd ranks against every home in each area.
MeasureThis homeRichford 05476Orleans County
Estimated valuepricier than$117,34415% of homes5% of homes
Price per ft²pricier than$39197% of homes90% of homes
Living areabigger than300 ft²almost no homesalmost no homes
Lot sizebigger than10.58 ac77% of homes71% of homes
Year builtnewer than2017almost all homes98% of homes

About 435 W Jay Rd

How much is 435 W Jay Rd, Richford, VT worth?

The TopHap Estimate for 435 W Jay Rd, Richford, VT is $117,344 as of Jul 14, 2026. The likely range is $97,983 to $136,705. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 W Jay Rd, Richford, VT last sell?

435 W Jay Rd, Richford, VT last sold on Feb 16, 2016 for $27,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 435 W Jay Rd, Richford, VT?

435 W Jay Rd, Richford, VT has 1 bedrooms, 300 square feet of living space and a 10.58-acre lot.

When was 435 W Jay Rd, Richford, VT built?

435 W Jay Rd, Richford, VT was built in 2017, making it 9 years old. It is a rustic home. The building has 1 story.

What schools serve 435 W Jay Rd, Richford, VT?

435 W Jay Rd, Richford, VT is assigned to Jay/Westfield Joint Elementary School (elementary), rated C+; North Country Union High School (high), rated C+; North Country Union Junior High School (middle), rated C-. All sit in North Country Union Junior High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 W Jay Rd, Richford, VT compare to other homes in Richford 05476?

Among the 1,185 homes in Richford 05476, it is worth more than 15% of them ($117,344 against a typical $203,258), its price per square foot is higher than 97% of them ($391 against a typical $188), it is bigger than almost none of them (300 ft² against a typical 1,408 ft²), its lot is bigger than 77% of them (10.58 ac against a typical 1.5 ac) and it is newer than almost all of them (2017 against a typical 1985). Measured against all of Orleans County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 W Jay Rd, Richford, VT?

The 2025 property tax bill for 435 W Jay Rd, Richford, VT was $733. The county assessed it at $44,200.

Closest homes

More homes in Richford 05476

Assigned schools

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