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Single Family ResidenceResidential
$194,934$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

435 W RIVER RD

BALSAM GROVE, NC 28708
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.

Valuation

$195K
$133K low$257K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$194,934
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$155,947

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$391 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.69
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTransylvania
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,250
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,084
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.75 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 W River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Transylvania County
  • Costs less per square foot than 69% of homes in Transylvania County
  • Smaller than 94% of homes in Transylvania County
  • Has a smaller lot than 96% of homes in Balsam Grove 28708
  • Older than 72% of homes in Balsam Grove 28708

What homes are worth in Balsam Grove 28708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$786K

This home is worth more than 40% of homes in Balsam Grove 28708.

How it measures up in Balsam Grove 28708

The dot is this home. The mark in the middle is the typical home in Balsam Grove 28708.

Estimated value$194,934
CheaperTypical $252,385Pricier

Pricier than 40% of homes nearby

Price per ft²$226
CheaperTypical $194Pricier

Pricier than 60% of homes nearby

Living area864 ft²
SmallerTypical 1,502 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.38 ac
SmallerTypical 2.5 acBigger

Bigger than 4% of homes nearby

Year built1973
OlderTypical 1989Newer

Newer than 28% of homes nearby

How 435 W River Rd ranks against every home in each area.
MeasureThis homeBalsam Grove 28708Transylvania County
Estimated valuepricier than$194,93440% of homes11% of homes
Price per ft²pricier than$22660% of homes31% of homes
Living areabigger than864 ft²10% of homes6% of homes
Lot sizebigger than0.38 ac4% of homes18% of homes
Year builtnewer than197328% of homes33% of homes

About 435 W River Rd

How much is 435 W River Rd, Balsam Grove, NC worth?

The TopHap Estimate for 435 W River Rd, Balsam Grove, NC is $194,934 as of Jul 14, 2026. The likely range is $133,107 to $256,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 W River Rd, Balsam Grove, NC last sell?

435 W River Rd, Balsam Grove, NC last sold on May 1, 2016, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 W River Rd, Balsam Grove, NC?

435 W River Rd, Balsam Grove, NC has 2 bedrooms, 1 bathrooms and 864 square feet of living space.

When was 435 W River Rd, Balsam Grove, NC built?

435 W River Rd, Balsam Grove, NC was built in 1973, making it 53 years old.

How does 435 W River Rd, Balsam Grove, NC compare to other homes in Balsam Grove 28708?

Among the 335 homes in Balsam Grove 28708, it is worth more than 40% of them ($194,934 against a typical $252,385), its price per square foot is higher than 60% of them ($226 against a typical $194), it is bigger than 10% of them (864 ft² against a typical 1,502 ft²), its lot is bigger than 4% of them (0.38 ac against a typical 2.5 ac) and it is newer than 28% of them (1973 against a typical 1989). Measured against all of Transylvania County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 W River Rd, Balsam Grove, NC?

The 2025 property tax bill for 435 W River Rd, Balsam Grove, NC was $391. The county assessed it at $81,370.

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