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Rural ResidenceResidential
$319,668$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $302,635 on Oct 3, 2025

436 COUNTY ROAD 2095

COMMERCE, TX 75428
2
Baths
3,958 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$320K
$276K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$302,635 · Oct 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,079 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,010 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$82,830
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.5.12
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 378 ft²Porch · 138 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Commerce Middle SchoolD
Middle · Grades 6–8 · 2.1 mi
E
Commerce Elementary School
Elementary · Grades PK–2 · 2.4 mi
H
Commerce High SchoolD+
High · Grades 9–12 · 4.0 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

436 County Road 2095 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Commerce 75428
  • Costs less per square foot than 84% of homes in Commerce 75428
  • Bigger than 96% of homes in Commerce 75428
  • Has a bigger lot than 84% of homes in Commerce 75428

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$724K

This home is worth more than 81% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$319,668
CheaperTypical $186,951Pricier

Pricier than 81% of homes nearby

Price per ft²$81
CheaperTypical $111Pricier

Pricier than 16% of homes nearby

Living area3,958 ft²
SmallerTypical 1,635 ft²Bigger

Bigger than 96% of homes nearby

Lot size5.12 ac
SmallerTypical 0.34 acBigger

Bigger than 84% of homes nearby

Year built1982
OlderTypical 1976Newer

Newer than 58% of homes nearby

How 436 County Road 2095 ranks against every home in each area.
MeasureThis homeCommerce 75428Delta County
Estimated valuepricier than$319,66881% of homes72% of homes
Price per ft²pricier than$8116% of homes55% of homes
Living areabigger than3,958 ft²96% of homes75% of homes
Lot sizebigger than5.12 ac84% of homes78% of homes
Year builtnewer than198258% of homes55% of homes

About 436 County Road 2095

How much is 436 County Road 2095, Commerce, TX worth?

The TopHap Estimate for 436 County Road 2095, Commerce, TX is $319,668 as of Oct 21, 2026. The likely range is $276,324 to $363,012. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 436 County Road 2095, Commerce, TX last sell?

436 County Road 2095, Commerce, TX last sold on Oct 3, 2025 for $302,635, according to the county's recorded deed.

How big is 436 County Road 2095, Commerce, TX?

436 County Road 2095, Commerce, TX has 2 bathrooms, 3,958 square feet of living space and a 5.12-acre lot.

When was 436 County Road 2095, Commerce, TX built?

436 County Road 2095, Commerce, TX was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 436 County Road 2095, Commerce, TX?

436 County Road 2095, Commerce, TX is assigned to Commerce Middle School (middle), rated D; Commerce Elementary School (elementary); Commerce High School (high), rated D+. All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 436 County Road 2095, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,236 homes in Commerce 75428, it is worth more than 81% of them ($319,668 against a typical $186,951), its price per square foot is higher than 16% of them ($81 against a typical $111), it is bigger than 96% of them (3,958 ft² against a typical 1,635 ft²), its lot is bigger than 84% of them (5.12 ac against a typical 0.34 ac) and it is newer than 58% of them (1982 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 436 County Road 2095, Commerce, TX?

The 2025 property tax bill for 436 County Road 2095, Commerce, TX was $1,079. The county assessed it at $256,010.

More homes on County Road 2095

Closest homes

More homes in Commerce 75428

Assigned schools

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