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Single Family ResidenceResidential
$218,190$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

43634 STATE ROUTE 162

SPENCER, OH 44275
3
Beds
2
Baths
1,724 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$170K low$267K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,801 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,496 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,886
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,496
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.3.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 3,080 ft²Patio · 248 ft²Porch · 295 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Black River Education Center Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi
E
Black River Education Center Elementary SchoolB-
Elementary · Grades PK–5 · 3.0 mi
H
Black River High SchoolC
High · Grades 8–12 · 3.0 mi

District: Black River Local School District

Neighborhood · ZIP 44275These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,686
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43634 State Route 162 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Spencer 44275
  • Has a bigger lot than 95% of homes in Lorain County
  • Older than 90% of homes in Lorain County

What homes are worth in Spencer 44275

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$586K

This home is worth more than 37% of homes in Spencer 44275.

How it measures up in Spencer 44275

The dot is this home. The mark in the middle is the typical home in Spencer 44275.

Estimated value$218,190
CheaperTypical $259,443Pricier

Pricier than 37% of homes nearby

Price per ft²$127
CheaperTypical $171Pricier

Pricier than 22% of homes nearby

Living area1,724 ft²
SmallerTypical 1,610 ft²Bigger

Bigger than 59% of homes nearby

Lot size3.28 ac
SmallerTypical 2.72 acBigger

Bigger than 59% of homes nearby

Year built1900
OlderTypical 1979Newer

Newer than 13% of homes nearby

How 43634 State Route 162 ranks against every home in each area.
MeasureThis homeSpencer 44275Lorain County
Estimated valuepricier than$218,19037% of homes40% of homes
Price per ft²pricier than$12722% of homes27% of homes
Living areabigger than1,724 ft²59% of homes55% of homes
Lot sizebigger than3.28 ac59% of homes95% of homes
Year builtnewer than190013% of homes10% of homes

About 43634 State Route 162

How much is 43634 State Route 162, Spencer, OH worth?

The TopHap Estimate for 43634 State Route 162, Spencer, OH is $218,190 as of Aug 30, 2026. The likely range is $169,697 to $266,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43634 State Route 162, Spencer, OH last sell?

43634 State Route 162, Spencer, OH last sold on Jul 18, 2017, according to the county's recorded deed.

How big is 43634 State Route 162, Spencer, OH?

43634 State Route 162, Spencer, OH has 3 bedrooms, 2 bathrooms, 1,724 square feet of living space and a 3.28-acre lot.

When was 43634 State Route 162, Spencer, OH built?

43634 State Route 162, Spencer, OH was built in 1900, making it 126 years old. It is a cape cod home. The building has 1 story.

What schools serve 43634 State Route 162, Spencer, OH?

43634 State Route 162, Spencer, OH is assigned to Black River Education Center Middle School (middle), rated B+; Black River Education Center Elementary School (elementary), rated B-; Black River High School (high), rated C. All sit in Black River Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43634 State Route 162, Spencer, OH compare to other homes in Spencer 44275?

Among the 1,144 homes in Spencer 44275, it is worth more than 37% of them ($218,190 against a typical $259,443), its price per square foot is higher than 22% of them ($127 against a typical $171), it is bigger than 59% of them (1,724 ft² against a typical 1,610 ft²), its lot is bigger than 59% of them (3.28 ac against a typical 2.72 ac) and it is newer than 13% of them (1900 against a typical 1979). Measured against all of Lorain County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43634 State Route 162, Spencer, OH?

The 2024 property tax bill for 43634 State Route 162, Spencer, OH was $2,801. The county assessed it at $86,496.

More homes on State Route 162

Closest homes

More homes in Spencer 44275

Assigned schools

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