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Single Family ResidenceResidential
$5,352,377$1,925 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $5,000,000 on Sep 2, 2025

437 HARBOUR DR

DUCK KEY, FL 33050
3
Beds
3
Baths
2,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$5.4M
$4.4M low$6.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,000,000 · Sep 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$27,735 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,106,567 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,276,941
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$829,626
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,113,312
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,106,567

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2016
Lot (acres)The size of the land the home sits on, from county records.1.79
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pile
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,406 ft²Patio · 1,406 ft²Porch · 1,848 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 33050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.5

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.10,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,819
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,236
Average tempThe average temperature here across a full year.77°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

437 Harbour Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Marathon 33050
  • Among the highest price per square foot in Marathon 33050
  • Bigger than 90% of homes in Marathon 33050
  • Has a bigger lot than 90% of homes in Marathon 33050

What homes are worth in Marathon 33050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$4.4M

This home is worth more than almost all homes in Marathon 33050.

How it measures up in Marathon 33050

The dot is this home. The mark in the middle is the typical home in Marathon 33050.

Estimated value$5,352,377
CheaperTypical $902,853Pricier

Pricier than almost all homes nearby

Price per ft²$1925
CheaperTypical $652Pricier

Pricier than almost all homes nearby

Living area2,780 ft²
SmallerTypical 1,387 ft²Bigger

Bigger than 90% of homes nearby

Lot size1.79 ac
SmallerTypical 0.2 acBigger

Bigger than 90% of homes nearby

Year built1981
OlderTypical 1984Newer

Newer than 45% of homes nearby

How 437 Harbour Dr ranks against every home in each area.
MeasureThis homeMarathon 33050Monroe County
Estimated valuepricier than$5,352,377almost all homes97% of homes
Price per ft²pricier than$1925almost all homes96% of homes
Living areabigger than2,780 ft²90% of homes90% of homes
Lot sizebigger than1.79 ac90% of homes88% of homes
Year builtnewer than198145% of homes47% of homes

About 437 Harbour Dr

How much is 437 Harbour Dr, Duck Key, FL worth?

The TopHap Estimate for 437 Harbour Dr, Duck Key, FL is $5,352,377 as of Oct 21, 2026. The likely range is $4,368,960 to $6,335,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 437 Harbour Dr, Duck Key, FL last sell?

437 Harbour Dr, Duck Key, FL last sold on Sep 2, 2025 for $5,000,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 437 Harbour Dr, Duck Key, FL?

437 Harbour Dr, Duck Key, FL has 3 bedrooms, 3 bathrooms, 2,780 square feet of living space and a 1.79-acre lot.

When was 437 Harbour Dr, Duck Key, FL built?

437 Harbour Dr, Duck Key, FL was built in 1981, making it 45 years old. The building has 2 stories.

How does 437 Harbour Dr, Duck Key, FL compare to other homes in Marathon 33050?

Among the 5,884 homes in Marathon 33050, it is worth more than almost all of them ($5,352,377 against a typical $902,853), its price per square foot is higher than almost all of them ($1925 against a typical $652), it is bigger than 90% of them (2,780 ft² against a typical 1,387 ft²), its lot is bigger than 90% of them (1.79 ac against a typical 0.2 ac) and it is newer than 45% of them (1981 against a typical 1984). Measured against all of Monroe County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 437 Harbour Dr, Duck Key, FL?

The 2024 property tax bill for 437 Harbour Dr, Duck Key, FL was $27,735. The county assessed it at $4,106,567.

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