Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$298,678
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $184,000 on Feb 1, 2018

437 RIVER ST

WILMINGTON, IL 60481
0
Baths
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$299K
$290K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$184,000 · Feb 1, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,978
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,382
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,700
CALIBER HM LOANS · recorded Jul 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,913 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,126 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,895
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,231
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,913
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,378

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wilmington Middle SchoolB+
Middle · Grades 6–8 · 0.3 mi
H
Wilmington High SchoolC+
High · Grades 9–12 · 0.5 mi
E
Bruning Elementary School
Elementary · Grades PK–1 · 1.7 mi

District: Wilmington Community Unit School District 209u

Neighborhood · ZIP 60481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,670
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,963
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

437 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Will County
  • Has a smaller lot than 72% of homes in Wilmington 60481

What homes are worth in Wilmington 60481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$608K

This home is worth more than 62% of homes in Wilmington 60481.

How it measures up in Wilmington 60481

The dot is this home. The mark in the middle is the typical home in Wilmington 60481.

Estimated value$298,678
CheaperTypical $261,497Pricier

Pricier than 62% of homes nearby

Lot size0.2 ac
SmallerTypical 0.28 acBigger

Bigger than 28% of homes nearby

How 437 River St ranks against every home in each area.
MeasureThis homeWilmington 60481Will County
Estimated valuepricier than$298,67862% of homes30% of homes
Lot sizebigger than0.2 ac28% of homes35% of homes

About 437 River St

How much is 437 River St, Wilmington, IL worth?

The TopHap Estimate for 437 River St, Wilmington, IL is $298,678 as of Jul 14, 2026. The likely range is $290,458 to $306,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 437 River St, Wilmington, IL last sell?

437 River St, Wilmington, IL last sold on Feb 1, 2018 for $184,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 437 River St, Wilmington, IL?

437 River St, Wilmington, IL is assigned to Wilmington Middle School (middle), rated B+; Wilmington High School (high), rated C+; Bruning Elementary School (elementary). All sit in Wilmington Community Unit School District 209u. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 437 River St, Wilmington, IL compare to other homes in Wilmington 60481?

Among the 4,375 homes in Wilmington 60481, it is worth more than 62% of them ($298,678 against a typical $261,497) and its lot is bigger than 28% of them (0.2 ac against a typical 0.28 ac). Measured against all of Will County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 437 River St, Wilmington, IL?

The 2025 property tax bill for 437 River St, Wilmington, IL was $5,913. The county assessed it at $80,126.

Closest homes

More homes in Wilmington 60481

Assigned schools

Explore the area

See this home in context

Open 437 River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map