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Single Family ResidenceResidential
$98,533$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $96,000 on Oct 31, 2002

438 COLLEGE ST

FINDLAY, OH 45840
1
Beds
1
Baths
1,051 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$99K
$76K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,000 · Oct 31, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,228 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,030 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,490

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.87 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Findlay High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Glenwood Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
E
Northview Primary School
Elementary · Grades KG–2 · 0.9 mi

District: Findlay City School District

Neighborhood · ZIP 45840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.175
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,368
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.320 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,361
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 College St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Findlay 45840
  • Costs less per square foot than 90% of homes in Findlay 45840
  • Smaller than 88% of homes in Hancock County
  • Has a smaller lot than 70% of homes in Hancock County
  • Older than 97% of homes in Findlay 45840

What homes are worth in Findlay 45840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$707K

This home is worth more than 4% of homes in Findlay 45840.

How it measures up in Findlay 45840

The dot is this home. The mark in the middle is the typical home in Findlay 45840.

Estimated value$98,533
CheaperTypical $246,816Pricier

Pricier than 4% of homes nearby

Price per ft²$94
CheaperTypical $152Pricier

Pricier than 10% of homes nearby

Living area1,051 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.23 ac
SmallerTypical 0.28 acBigger

Bigger than 33% of homes nearby

Year built1880
OlderTypical 1970Newer

Newer than 3% of homes nearby

How 438 College St ranks against every home in each area.
MeasureThis homeFindlay 45840Hancock County
Estimated valuepricier than$98,5334% of homes6% of homes
Price per ft²pricier than$9410% of homes15% of homes
Living areabigger than1,051 ft²13% of homes12% of homes
Lot sizebigger than0.23 ac33% of homes30% of homes
Year builtnewer than18803% of homes5% of homes

About 438 College St

How much is 438 College St, Findlay, OH worth?

The TopHap Estimate for 438 College St, Findlay, OH is $98,533 as of Oct 21, 2026. The likely range is $75,985 to $121,081. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 College St, Findlay, OH last sell?

438 College St, Findlay, OH last sold on Oct 31, 2002 for $96,000, according to the county's recorded deed.

How big is 438 College St, Findlay, OH?

438 College St, Findlay, OH has 1 bedrooms, 1 bathrooms, 1,051 square feet of living space and a 0.23-acre lot.

When was 438 College St, Findlay, OH built?

438 College St, Findlay, OH was built in 1880, making it 146 years old. It is a duplex single home. The building has 1 story.

What schools serve 438 College St, Findlay, OH?

438 College St, Findlay, OH is assigned to Findlay High School (high), rated B-; Glenwood Middle School (middle), rated C; Northview Primary School (elementary). All sit in Findlay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 College St, Findlay, OH compare to other homes in Findlay 45840?

Among the 20,597 homes in Findlay 45840, it is worth more than 4% of them ($98,533 against a typical $246,816), its price per square foot is higher than 10% of them ($94 against a typical $152), it is bigger than 13% of them (1,051 ft² against a typical 1,648 ft²), its lot is bigger than 33% of them (0.23 ac against a typical 0.28 ac) and it is newer than 3% of them (1880 against a typical 1970). Measured against all of Hancock County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 College St, Findlay, OH?

The 2025 property tax bill for 438 College St, Findlay, OH was $1,228. The county assessed it at $39,030.

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