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Single Family ResidenceResidential
$259,663$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $169,000 on Oct 31, 2019

438 LOOP RD

JAY, VT 05859
3
Beds
2
Baths
2,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$260K
$245K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,000 · Oct 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.1.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jay/Westfield Joint Elementary SchoolC+
Elementary · Grades PK–6 · 1.0 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 11.0 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 14.5 mi

District: North Country Union Junior High School District

Neighborhood · ZIP 05859These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,219
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,754
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,729
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Loop Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in North Troy 05859
  • Costs less per square foot than 91% of homes in Orleans County
  • Bigger than 84% of homes in Orleans County
  • Older than 67% of homes in North Troy 05859

What homes are worth in North Troy 05859

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$1.1M

This home is worth more than 33% of homes in North Troy 05859.

How it measures up in North Troy 05859

The dot is this home. The mark in the middle is the typical home in North Troy 05859.

Estimated value$259,663
CheaperTypical $345,272Pricier

Pricier than 33% of homes nearby

Price per ft²$121
CheaperTypical $235Pricier

Pricier than 13% of homes nearby

Living area2,146 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.63 ac
SmallerTypical 2.83 acBigger

Bigger than 42% of homes nearby

Year built1975
OlderTypical 1988Newer

Newer than 33% of homes nearby

How 438 Loop Rd ranks against every home in each area.
MeasureThis homeNorth Troy 05859Orleans County
Estimated valuepricier than$259,66333% of homes36% of homes
Price per ft²pricier than$12113% of homes9% of homes
Living areabigger than2,146 ft²80% of homes84% of homes
Lot sizebigger than1.63 ac42% of homes43% of homes
Year builtnewer than197533% of homes47% of homes

About 438 Loop Rd

How much is 438 Loop Rd, Jay, VT worth?

The TopHap Estimate for 438 Loop Rd, Jay, VT is $259,663 as of Sep 24, 2026. The likely range is $245,011 to $274,315. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 Loop Rd, Jay, VT last sell?

438 Loop Rd, Jay, VT last sold on Oct 31, 2019 for $169,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 438 Loop Rd, Jay, VT?

438 Loop Rd, Jay, VT has 3 bedrooms, 2 bathrooms, 2,146 square feet of living space and a 1.63-acre lot.

When was 438 Loop Rd, Jay, VT built?

438 Loop Rd, Jay, VT was built in 1975, making it 51 years old. It is a ranch home. The building has 1 story.

What schools serve 438 Loop Rd, Jay, VT?

438 Loop Rd, Jay, VT is assigned to Jay/Westfield Joint Elementary School (elementary), rated C+; North Country Union High School (high), rated C+; North Country Union Junior High School (middle), rated C-. All sit in North Country Union Junior High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Loop Rd, Jay, VT compare to other homes in North Troy 05859?

Among the 1,352 homes in North Troy 05859, it is worth more than 33% of them ($259,663 against a typical $345,272), its price per square foot is higher than 13% of them ($121 against a typical $235), it is bigger than 80% of them (2,146 ft² against a typical 1,500 ft²), its lot is bigger than 42% of them (1.63 ac against a typical 2.83 ac) and it is newer than 33% of them (1975 against a typical 1988). Measured against all of Orleans County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Loop Rd, Jay, VT?

The 2025 property tax bill for 438 Loop Rd, Jay, VT was $2,821. The county assessed it at $154,200.

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Assigned schools

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