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Single Family ResidenceResidential
$472,020$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

438 RAM CT SE

LACEY, WA 98503
4
Beds
3 / 1
Baths
2,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$472K
$433K low$511K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,880
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$232,020
QUICKEN LOANS LLC · recorded Dec 4, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,400
ARGENT MORTGAGE CO LLC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$170 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$486,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$151,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$469,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyThurston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 84 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lydia Hawk Elementary SchoolC
Elementary · Grades KG–5 · 0.1 mi
M
Nisqually Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
River Ridge High SchoolC
High · Grades 9–12 · 1.3 mi

District: North Thurston Public Schools

Neighborhood · ZIP 98503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,445 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,871
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,497
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Ram Ct Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Thurston County
  • Costs less per square foot than 95% of homes in Lacey 98503
  • Bigger than 89% of homes in Lacey 98503
  • Older than 83% of homes in Thurston County

What homes are worth in Lacey 98503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$797K

This home is worth more than 50% of homes in Lacey 98503.

How it measures up in Lacey 98503

The dot is this home. The mark in the middle is the typical home in Lacey 98503.

Estimated value$472,020
CheaperTypical $472,682Pricier

Pricier than 50% of homes nearby

Price per ft²$191
CheaperTypical $283Pricier

Pricier than 5% of homes nearby

Living area2,470 ft²
SmallerTypical 1,673 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.24 ac
SmallerTypical 0.22 acBigger

Bigger than 56% of homes nearby

Year built1968
OlderTypical 1985Newer

Newer than 21% of homes nearby

How 438 Ram Ct Se ranks against every home in each area.
MeasureThis homeLacey 98503Thurston County
Estimated valuepricier than$472,02050% of homes35% of homes
Price per ft²pricier than$1915% of homes5% of homes
Living areabigger than2,470 ft²89% of homes82% of homes
Lot sizebigger than0.24 ac56% of homes44% of homes
Year builtnewer than196821% of homes17% of homes

About 438 Ram Ct Se

How much is 438 Ram Ct Se, Lacey, WA worth?

The TopHap Estimate for 438 Ram Ct Se, Lacey, WA is $472,020 as of Jul 14, 2026. The likely range is $432,569 to $511,471. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 438 Ram Ct Se, Lacey, WA?

438 Ram Ct Se, Lacey, WA has 4 bedrooms, 3 bathrooms, 2,470 square feet of living space and a 0.24-acre lot.

When was 438 Ram Ct Se, Lacey, WA built?

438 Ram Ct Se, Lacey, WA was built in 1968, making it 58 years old. It is a split level home. The building has 2 stories.

What schools serve 438 Ram Ct Se, Lacey, WA?

438 Ram Ct Se, Lacey, WA is assigned to Lydia Hawk Elementary School (elementary), rated C; Nisqually Middle School (middle), rated C; River Ridge High School (high), rated C. All sit in North Thurston Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Ram Ct Se, Lacey, WA compare to other homes in Lacey 98503?

Among the 12,159 homes in Lacey 98503, it is worth more than 50% of them ($472,020 against a typical $472,682), its price per square foot is higher than 5% of them ($191 against a typical $283), it is bigger than 89% of them (2,470 ft² against a typical 1,673 ft²), its lot is bigger than 56% of them (0.24 ac against a typical 0.22 ac) and it is newer than 21% of them (1968 against a typical 1985). Measured against all of Thurston County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Ram Ct Se, Lacey, WA?

The 2026 property tax bill for 438 Ram Ct Se, Lacey, WA was $170. The county assessed it at $486,800.

Closest homes

More homes in Lacey 98503

Assigned schools

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