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Single Family ResidenceResidential
$198,659$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Oct 18, 2004

438 RAMEY RD

NEW BERLIN, NY 13411
2
Beds
1
Baths
728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$90K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Oct 18, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$717 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.1.31
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Unadilla Valley Secondary SchoolC
Middle · Grades 5–12 · 5.8 mi
E
Unadilla Valley Elementary SchoolB-
Elementary · Grades PK–6 · 5.8 mi

District: Unadilla Valley Central School District

Neighborhood · ZIP 13411These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,240
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,879
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,055
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Ramey Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in New Berlin 13411
  • Costs more per square foot than 97% of homes in New Berlin 13411
  • Smaller than 94% of homes in Otsego County

What homes are worth in New Berlin 13411

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$649K

This home is worth more than 65% of homes in New Berlin 13411.

How it measures up in New Berlin 13411

The dot is this home. The mark in the middle is the typical home in New Berlin 13411.

Estimated value$198,659
CheaperTypical $162,437Pricier

Pricier than 65% of homes nearby

Price per ft²$273
CheaperTypical $104Pricier

Pricier than 97% of homes nearby

Living area728 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 10% of homes nearby

Lot size1.31 ac
SmallerTypical 1.79 acBigger

Bigger than 45% of homes nearby

Year built1955
OlderTypical 1963Newer

Newer than 46% of homes nearby

How 438 Ramey Rd ranks against every home in each area.
MeasureThis homeNew Berlin 13411Otsego County
Estimated valuepricier than$198,65965% of homes43% of homes
Price per ft²pricier than$27397% of homes92% of homes
Living areabigger than728 ft²10% of homes6% of homes
Lot sizebigger than1.31 ac45% of homes49% of homes
Year builtnewer than195546% of homes50% of homes

About 438 Ramey Rd

How much is 438 Ramey Rd, New Berlin, NY worth?

The TopHap Estimate for 438 Ramey Rd, New Berlin, NY is $198,659 as of Jul 14, 2026. The likely range is $90,244 to $307,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 Ramey Rd, New Berlin, NY last sell?

438 Ramey Rd, New Berlin, NY last sold on Oct 18, 2004 for $65,000, according to the county's recorded deed.

How big is 438 Ramey Rd, New Berlin, NY?

438 Ramey Rd, New Berlin, NY has 2 bedrooms, 1 bathrooms, 728 square feet of living space and a 1.31-acre lot.

When was 438 Ramey Rd, New Berlin, NY built?

438 Ramey Rd, New Berlin, NY was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 438 Ramey Rd, New Berlin, NY?

438 Ramey Rd, New Berlin, NY is assigned to Unadilla Valley Secondary School (middle), rated C; Unadilla Valley Elementary School (elementary), rated B-. All sit in Unadilla Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Ramey Rd, New Berlin, NY compare to other homes in New Berlin 13411?

Among the 1,421 homes in New Berlin 13411, it is worth more than 65% of them ($198,659 against a typical $162,437), its price per square foot is higher than 97% of them ($273 against a typical $104), it is bigger than 10% of them (728 ft² against a typical 1,456 ft²), its lot is bigger than 45% of them (1.31 ac against a typical 1.79 ac) and it is newer than 46% of them (1955 against a typical 1963). Measured against all of Otsego County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Ramey Rd, New Berlin, NY?

The 2024 property tax bill for 438 Ramey Rd, New Berlin, NY was $717. The county assessed it at $81,000.

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