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Single Family ResidenceResidential
$143,579$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

438 WALTHAM ST

HAMMOND, IN 46320
3
Beds
1
Baths
1,465 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$144K
$131K low$156K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,992 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Henry W. Eggers Middle SchoolC
Middle · Grades 7–8 · 0.1 mi
H
Hammond Central High SchoolD
High · Grades 9–12 · 0.4 mi
E
Annie Burns-Hicks Elementary SchoolD-
Elementary · Grades PK–6 · 0.8 mi

District: Hammond School City

Neighborhood · ZIP 46320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.16,932
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,767 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,669
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$53,439
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Waltham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Hammond 46320
  • Costs less per square foot than 77% of homes in Lake County
  • Has a bigger lot than 94% of homes in Hammond 46320
  • Older than 94% of homes in Lake County

What homes are worth in Hammond 46320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$294K

This home is worth more than 78% of homes in Hammond 46320.

How it measures up in Hammond 46320

The dot is this home. The mark in the middle is the typical home in Hammond 46320.

Estimated value$143,579
CheaperTypical $105,145Pricier

Pricier than 78% of homes nearby

Price per ft²$98
CheaperTypical $85Pricier

Pricier than 63% of homes nearby

Living area1,465 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 0.11 acBigger

Bigger than 94% of homes nearby

Year built1918
OlderTypical 1920Newer

Newer than 46% of homes nearby

How 438 Waltham St ranks against every home in each area.
MeasureThis homeHammond 46320Lake County
Estimated valuepricier than$143,57978% of homes22% of homes
Price per ft²pricier than$9863% of homes23% of homes
Living areabigger than1,465 ft²54% of homes36% of homes
Lot sizebigger than0.23 ac94% of homes62% of homes
Year builtnewer than191846% of homes6% of homes

About 438 Waltham St

How much is 438 Waltham St, Hammond, IN worth?

The TopHap Estimate for 438 Waltham St, Hammond, IN is $143,579 as of Aug 30, 2026. The likely range is $130,697 to $156,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 Waltham St, Hammond, IN last sell?

438 Waltham St, Hammond, IN last sold on Jun 13, 2023, according to the county's recorded deed.

How big is 438 Waltham St, Hammond, IN?

438 Waltham St, Hammond, IN has 3 bedrooms, 1 bathrooms, 1,465 square feet of living space and a 0.23-acre lot.

When was 438 Waltham St, Hammond, IN built?

438 Waltham St, Hammond, IN was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 438 Waltham St, Hammond, IN?

438 Waltham St, Hammond, IN is assigned to Henry W. Eggers Middle School (middle), rated C; Hammond Central High School (high), rated D; Annie Burns-Hicks Elementary School (elementary), rated D-. All sit in Hammond School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Waltham St, Hammond, IN compare to other homes in Hammond 46320?

Among the 3,520 homes in Hammond 46320, it is worth more than 78% of them ($143,579 against a typical $105,145), its price per square foot is higher than 63% of them ($98 against a typical $85), it is bigger than 54% of them (1,465 ft² against a typical 1,400 ft²), its lot is bigger than 94% of them (0.23 ac against a typical 0.11 ac) and it is newer than 46% of them (1918 against a typical 1920). Measured against all of Lake County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Waltham St, Hammond, IN?

The 2024 property tax bill for 438 Waltham St, Hammond, IN was $1,992. The county assessed it at $174,800.

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