Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$325,000$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Jul 27, 2026

4381 PINE RIVER RD

SAINT LOUIS, MI 48880
2
Beds
2
Baths
1,901 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$313K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Jul 27, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$185,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$148,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,993 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMIDLAND
Lot (acres)The size of the land the home sits on, from county records.2.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carrie Knause Early Childhood Learning Center
Elementary · Grades PK–2 · 5.0 mi
M
Ts Nurnberger Middle SchoolB-
Middle · Grades 6–8 · 5.1 mi
H
St Louis High SchoolB
High · Grades 9–12 · 5.3 mi

District: St. Louis Public Schools

Neighborhood · ZIP 48880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,678
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,237
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,006
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4381 Pine River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Saint Louis 48880
  • Costs more per square foot than 68% of homes in Saint Louis 48880
  • Bigger than 81% of homes in Saint Louis 48880
  • Has a bigger lot than 77% of homes in Saint Louis 48880

What homes are worth in Saint Louis 48880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$370K

This home is worth more than 96% of homes in Saint Louis 48880.

How it measures up in Saint Louis 48880

The dot is this home. The mark in the middle is the typical home in Saint Louis 48880.

Estimated value$325,000
CheaperTypical $140,885Pricier

Pricier than 96% of homes nearby

Price per ft²$171
CheaperTypical $155Pricier

Pricier than 68% of homes nearby

Living area1,901 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 81% of homes nearby

Lot size2.45 ac
SmallerTypical 0.97 acBigger

Bigger than 77% of homes nearby

Year built1977
OlderTypical 1979Newer

Newer than 45% of homes nearby

How 4381 Pine River Rd ranks against every home in each area.
MeasureThis homeSaint Louis 48880Midland County
Estimated valuepricier than$325,00096% of homes73% of homes
Price per ft²pricier than$17168% of homes60% of homes
Living areabigger than1,901 ft²81% of homes71% of homes
Lot sizebigger than2.45 ac77% of homes77% of homes
Year builtnewer than197745% of homes58% of homes

About 4381 Pine River Rd

How much is 4381 Pine River Rd, Saint Louis, MI worth?

The TopHap Estimate for 4381 Pine River Rd, Saint Louis, MI is $325,000 as of Jul 14, 2026. The likely range is $313,455 to $336,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4381 Pine River Rd, Saint Louis, MI last sell?

4381 Pine River Rd, Saint Louis, MI last sold on Jul 27, 2026 for $320,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4381 Pine River Rd, Saint Louis, MI?

4381 Pine River Rd, Saint Louis, MI has 2 bedrooms, 2 bathrooms, 1,901 square feet of living space and a 2.45-acre lot.

When was 4381 Pine River Rd, Saint Louis, MI built?

4381 Pine River Rd, Saint Louis, MI was built in 1977, making it 49 years old. It is a bi-level home.

What schools serve 4381 Pine River Rd, Saint Louis, MI?

4381 Pine River Rd, Saint Louis, MI is assigned to Carrie Knause Early Childhood Learning Center (elementary); Ts Nurnberger Middle School (middle), rated B-; St Louis High School (high), rated B. All sit in St. Louis Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4381 Pine River Rd, Saint Louis, MI compare to other homes in Saint Louis 48880?

Among the 2,455 homes in Saint Louis 48880, it is worth more than 96% of them ($325,000 against a typical $140,885), its price per square foot is higher than 68% of them ($171 against a typical $155), it is bigger than 81% of them (1,901 ft² against a typical 1,440 ft²), its lot is bigger than 77% of them (2.45 ac against a typical 0.97 ac) and it is newer than 45% of them (1977 against a typical 1979). Measured against all of Midland County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4381 Pine River Rd, Saint Louis, MI?

The 2025 property tax bill for 4381 Pine River Rd, Saint Louis, MI was $2,993. The county assessed it at $148,500.

Closest homes

More homes in Saint Louis 48880

Assigned schools

Explore the area

See this home in context

Open 4381 Pine River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map