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Single Family ResidenceResidential
$1,344,080$645 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $876,000 on Feb 24, 2016

4385 PEA RIDGE RD

RUTHERFORDTON, NC 28139
4
Beds
3
Baths
2,084 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.1M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$876,000 · Feb 24, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,319,080
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,055,264
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.2%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
LOCAL GOVERNMENT FEDERAL CREDIT UNTION · R · recorded Jan 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,206 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$226,919 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,769
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,778
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,919

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.1.01
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 3.8 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 6.4 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 7.2 mi

District: Polk County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4385 Pea Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rutherfordton 28139
  • Among the highest price per square foot in Rutherfordton 28139
  • Bigger than 80% of homes in Rutherfordton 28139
  • Has a smaller lot than 65% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$883K

This home is worth more than almost all homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$1,344,080
CheaperTypical $289,395Pricier

Pricier than almost all homes nearby

Price per ft²$645
CheaperTypical $179Pricier

Pricier than almost all homes nearby

Living area2,084 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.01 ac
SmallerTypical 1.8 acBigger

Bigger than 35% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 50% of homes nearby

How 4385 Pea Ridge Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139
Estimated valuepricier than$1,344,080almost all homes
Price per ft²pricier than$645almost all homes
Living areabigger than2,084 ft²80% of homes
Lot sizebigger than1.01 ac35% of homes
Year builtnewer than198450% of homes

About 4385 Pea Ridge Rd

How much is 4385 Pea Ridge Rd, Rutherfordton, NC worth?

The TopHap Estimate for 4385 Pea Ridge Rd, Rutherfordton, NC is $1,344,080 as of Jul 14, 2026. The likely range is $1,137,505 to $1,550,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4385 Pea Ridge Rd, Rutherfordton, NC last sell?

4385 Pea Ridge Rd, Rutherfordton, NC last sold on Feb 24, 2016 for $876,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4385 Pea Ridge Rd, Rutherfordton, NC?

4385 Pea Ridge Rd, Rutherfordton, NC has 4 bedrooms, 3 bathrooms, 2,084 square feet of living space and a 1.01-acre lot.

When was 4385 Pea Ridge Rd, Rutherfordton, NC built?

4385 Pea Ridge Rd, Rutherfordton, NC was built in 1984, making it 42 years old.

What schools serve 4385 Pea Ridge Rd, Rutherfordton, NC?

4385 Pea Ridge Rd, Rutherfordton, NC is assigned to Polk Central Elementary School (elementary), rated C-; Polk County Middle School (middle), rated C-; Polk County High School (high), rated C+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4385 Pea Ridge Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than almost all of them ($1,344,080 against a typical $289,395), its price per square foot is higher than almost all of them ($645 against a typical $179), it is bigger than 80% of them (2,084 ft² against a typical 1,540 ft²), its lot is bigger than 35% of them (1.01 ac against a typical 1.8 ac) and it is newer than 50% of them (1984 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4385 Pea Ridge Rd, Rutherfordton, NC?

The 2025 property tax bill for 4385 Pea Ridge Rd, Rutherfordton, NC was $1,206. The county assessed it at $226,919.

Closest homes

More homes in Rutherfordton 28139

Assigned schools

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