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Single Family ResidenceResidential
$127,979$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

439 N DIVISION ST

CEDAR FALLS, IA 50613
2
Beds
1
Baths
573 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$128K
$105K low$151K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$388 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,840 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 143 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Holmes Junior High SchoolA
Middle · Grades 7–9 · 0.8 mi
H
Cedar Falls High SchoolB+
High · Grades 10–12 · 0.9 mi
E
North Cedar Elementary SchoolC
Elementary · Grades PK–6 · 1.2 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

439 N Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Cedar Falls 50613
  • Costs more per square foot than 81% of homes in Black Hawk County
  • Among the smallest homes in Cedar Falls 50613
  • Older than 87% of homes in Cedar Falls 50613

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$697K

This home is worth more than 5% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$127,979
CheaperTypical $261,433Pricier

Pricier than 5% of homes nearby

Price per ft²$223
CheaperTypical $194Pricier

Pricier than 69% of homes nearby

Living area573 ft²
SmallerTypical 1,408 ft²Bigger

Smaller than almost all homes nearby

Year built1930
OlderTypical 1974Newer

Newer than 13% of homes nearby

How 439 N Division St ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$127,9795% of homes25% of homes
Price per ft²pricier than$22369% of homes81% of homes
Living areabigger than573 ft²almost no homes2% of homes
Year builtnewer than193013% of homes19% of homes

About 439 N Division St

How much is 439 N Division St, Cedar Falls, IA worth?

The TopHap Estimate for 439 N Division St, Cedar Falls, IA is $127,979 as of Aug 30, 2026. The likely range is $105,172 to $150,786. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 439 N Division St, Cedar Falls, IA last sell?

439 N Division St, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 439 N Division St, Cedar Falls, IA?

439 N Division St, Cedar Falls, IA has 2 bedrooms, 1 bathrooms and 573 square feet of living space.

When was 439 N Division St, Cedar Falls, IA built?

439 N Division St, Cedar Falls, IA was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 439 N Division St, Cedar Falls, IA?

439 N Division St, Cedar Falls, IA is assigned to Holmes Junior High School (middle), rated A; Cedar Falls High School (high), rated B+; North Cedar Elementary School (elementary), rated C. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 439 N Division St, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,139 homes in Cedar Falls 50613, it is worth more than 5% of them ($127,979 against a typical $261,433), its price per square foot is higher than 69% of them ($223 against a typical $194), it is bigger than almost none of them (573 ft² against a typical 1,408 ft²) and it is newer than 13% of them (1930 against a typical 1974). Measured against all of Black Hawk County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 439 N Division St, Cedar Falls, IA?

The 2025 property tax bill for 439 N Division St, Cedar Falls, IA was $388. The county assessed it at $25,840.

More homes on N Division St

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Assigned schools

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