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Duplex (2 Units, Any Combination)Residential
Last sold for $310,000 on Sep 25, 2025

439 OAK ST

RICHMOND, KY 40475
0
Baths
2,049 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Sep 25, 2025
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$263,500
COMMUNITY TRUST BANK INC · recorded Sep 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$259,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyMadison
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Madison Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
E
Kit Carson Elementary SchoolB
Elementary · Grades 1–5 · 0.9 mi
H
Madison Central High SchoolA-
High · Grades 9–12 · 0.9 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

439 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 73% of homes in Madison County

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Living area2,049 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 70% of homes nearby

How 439 Oak St ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Living areabigger than2,049 ft²70% of homes73% of homes

About 439 Oak St

When did 439 Oak St, Richmond, KY last sell?

439 Oak St, Richmond, KY last sold on Sep 25, 2025 for $310,000, according to the county's recorded deed.

What schools serve 439 Oak St, Richmond, KY?

439 Oak St, Richmond, KY is assigned to Madison Middle School (middle), rated A-; Kit Carson Elementary School (elementary), rated B; Madison Central High School (high), rated A-. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 439 Oak St, Richmond, KY?

The 2025 property tax bill for 439 Oak St, Richmond, KY was $2,688. The county assessed it at $285,000.

Closest homes

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Assigned schools

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