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Single Family ResidenceResidential
$256,602$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $265,000 on May 13, 2022

439 RIDGE RD

COBBS CREEK, VA 23035
3
Beds
2
Baths
1,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$257K
$207K low$306K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · May 13, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,376 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMATHEWS
Lot (acres)The size of the land the home sits on, from county records.0.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mathews High SchoolC-
High · Grades 8–12 · 3.5 mi
M
Thomas Hunter Middle SchoolC+
Middle · Grades 5–7 · 3.7 mi
E
Mathews Elementary SchoolA
Elementary · Grades PK–4 · 3.7 mi

District: Mathews County Public Schools

Neighborhood · ZIP 23035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,306
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,467
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

439 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Mathews County
  • Has a smaller lot than 93% of homes in Cobbs Creek 23035
  • Older than 75% of homes in Cobbs Creek 23035

What homes are worth in Cobbs Creek 23035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$1.1M

This home is worth more than 39% of homes in Cobbs Creek 23035.

How it measures up in Cobbs Creek 23035

The dot is this home. The mark in the middle is the typical home in Cobbs Creek 23035.

Estimated value$256,602
CheaperTypical $308,285Pricier

Pricier than 39% of homes nearby

Price per ft²$163
CheaperTypical $201Pricier

Pricier than 28% of homes nearby

Living area1,572 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.39 ac
SmallerTypical 1.14 acBigger

Bigger than 7% of homes nearby

Year built1958
OlderTypical 1979Newer

Newer than 25% of homes nearby

How 439 Ridge Rd ranks against every home in each area.
MeasureThis homeCobbs Creek 23035Mathews County
Estimated valuepricier than$256,60239% of homes39% of homes
Price per ft²pricier than$16328% of homes27% of homes
Living areabigger than1,572 ft²42% of homes44% of homes
Lot sizebigger than0.39 ac7% of homes10% of homes
Year builtnewer than195825% of homes39% of homes

About 439 Ridge Rd

How much is 439 Ridge Rd, Cobbs Creek, VA worth?

The TopHap Estimate for 439 Ridge Rd, Cobbs Creek, VA is $256,602 as of Sep 24, 2026. The likely range is $206,863 to $306,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 439 Ridge Rd, Cobbs Creek, VA last sell?

439 Ridge Rd, Cobbs Creek, VA last sold on May 13, 2022 for $265,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 439 Ridge Rd, Cobbs Creek, VA?

439 Ridge Rd, Cobbs Creek, VA has 3 bedrooms, 2 bathrooms, 1,572 square feet of living space and a 0.39-acre lot.

When was 439 Ridge Rd, Cobbs Creek, VA built?

439 Ridge Rd, Cobbs Creek, VA was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 439 Ridge Rd, Cobbs Creek, VA?

439 Ridge Rd, Cobbs Creek, VA is assigned to Mathews High School (high), rated C-; Thomas Hunter Middle School (middle), rated C+; Mathews Elementary School (elementary), rated A. All sit in Mathews County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 439 Ridge Rd, Cobbs Creek, VA compare to other homes in Cobbs Creek 23035?

Among the 845 homes in Cobbs Creek 23035, it is worth more than 39% of them ($256,602 against a typical $308,285), its price per square foot is higher than 28% of them ($163 against a typical $201), it is bigger than 42% of them (1,572 ft² against a typical 1,680 ft²), its lot is bigger than 7% of them (0.39 ac against a typical 1.14 ac) and it is newer than 25% of them (1958 against a typical 1979). Measured against all of Mathews County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 439 Ridge Rd, Cobbs Creek, VA?

The 2026 property tax bill for 439 Ridge Rd, Cobbs Creek, VA was $1,376. The county assessed it at $221,900.

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