Duplex (2 Units, Any Combination)Residential
Last sold for $311,000 on Dec 28, 2023
44 MONTGOMERY ST
WATERBURY, CT 06708
6
Beds
3 / 2
Baths
2,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$311,000 · Dec 28, 2023
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
EQUITY TRUST COMPANY · R · recorded Apr 22, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
EQUITY TRUST COMPANY
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,800 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,410
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,070
Climate Risk
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck
Transaction History(8)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Foreclosure Filings(3)
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EHM
Bunker Hill Elementary SchoolC-
Elementary · Grades KG–5 · 0.2 mi
Kennedy High SchoolD-
High · Grades 9–12 · 1.4 mi
West Side Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi
District: Waterbury School District
Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
44 Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 97% of homes in Bunker Hill
- Has a bigger lot than 77% of homes in Waterbury 06708
- Newer than 84% of homes in Bunker Hill
How it measures up in Waterbury 06708
The dot is this home. The mark in the middle is the typical home in Waterbury 06708.
Living area2,780 ft²
SmallerTypical 1,330 ft²Bigger
Bigger than 93% of homes nearby
Lot size0.3 ac
SmallerTypical 0.21 acBigger
Bigger than 77% of homes nearby
Year built1987
OlderTypical 1958Newer
Newer than 83% of homes nearby
| Measure | This home | Bunker Hill | Waterbury 06708 | Naugatuck Valley County |
|---|---|---|---|---|
| Living areabigger than | 2,780 ft² | 97% of homes | 93% of homes | 90% of homes |
| Lot sizebigger than | 0.3 ac | 73% of homes | 77% of homes | 39% of homes |
| Year builtnewer than | 1987 | 84% of homes | 83% of homes | 77% of homes |
About 44 Montgomery St
When did 44 Montgomery St, Waterbury, CT last sell?
44 Montgomery St, Waterbury, CT last sold on Dec 28, 2023 for $311,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.
How big is 44 Montgomery St, Waterbury, CT?
44 Montgomery St, Waterbury, CT has 6 bedrooms, 3 bathrooms, 2,780 square feet of living space and a 0.30-acre lot.
When was 44 Montgomery St, Waterbury, CT built?
44 Montgomery St, Waterbury, CT was built in 1987, making it 39 years old. It is a duplex single home. The building has 2 stories.
What schools serve 44 Montgomery St, Waterbury, CT?
44 Montgomery St, Waterbury, CT is assigned to Bunker Hill Elementary School (elementary), rated C-; Kennedy High School (high), rated D-; West Side Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 44 Montgomery St, Waterbury, CT compare to other homes in Waterbury 06708?
Among the 8,807 homes in Waterbury 06708, it is bigger than 93% of them (2,780 ft² against a typical 1,330 ft²), its lot is bigger than 77% of them (0.3 ac against a typical 0.21 ac) and it is newer than 83% of them (1987 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 44 Montgomery St, Waterbury, CT?
The 2024 property tax bill for 44 Montgomery St, Waterbury, CT was $10,800. The county assessed it at $240,100.
Closest homes
- 56 Montgomery St$302K83 ft · 3 bd · 1.5 ba · 1,512 ft² · Sold $164K · Jul 2004
- 5 Steuben St$339K126 ft · 2 bd · 2 ba · 1,780 ft² · Sold $60K · Apr 1997
- 11 Steuben St$336K117 ft · 3 bd · 1 ba · 1,732 ft² · Sold Jan 1900
- 73 Bunker Hill Ave$284K116 ft · 3 bd · 1.5 ba · 1,410 ft² · Sold $36K · Nov 2015
- 39 Montgomery St136 ft · 2 bd · 2 ba · 1,666 ft² · Sold $45K · Dec 2014
- 19 Steuben St$339K142 ft · 4 bd · 1.5 ba · 1,833 ft² · Sold $149K · Jan 2003
- 60 Montgomery St$330K142 ft · 4 bd · 1.5 ba · 1,740 ft² · Sold $210K · Apr 2021
- 49 Montgomery St$395K186 ft · 4 bd · 2.5 ba · 2,890 ft² · Sold Jan 1900
More homes in Waterbury 06708
- 46 Spring Garden Ave$285K2 bd · 1 ba · 1,386 ft² · Sold $250K · Jul 2026
- 118 Norton St$270K2 bd · 1 ba · 918 ft² · Sold $275K · Jul 2026
- 102 Circuit Ave$279K3 bd · 1.5 ba · 1,268 ft² · Sold $266K · Jul 2026
- 21 White Birch Dr$343K3 bd · 1.5 ba · 1,252 ft² · Sold $386K · Jul 2026
- 11 Fox St6 bd · 3 ba · 1,920 ft² · Sold $400K · Jul 2026
- 6 Glenford Dr$319K3 bd · 1 ba · 1,014 ft² · Sold $319K · Jul 2026
- 119 Esther Ave6 bd · 4.5 ba · 2,898 ft² · Sold $495K · Jul 2026
- 72 Whitewood Rd$310K2 bd · 2.5 ba · 1,288 ft² · Sold $310K · Jul 2026
- 164 Hickory Hill Dr$370K3 bd · 1.5 ba · 1,200 ft² · Sold $380K · Jul 2026
- 163 Lucille St$300K3 bd · 2.5 ba · 1,170 ft² · Sold $400K · Jul 2026
- 28 Gaylord Gln0.8 ac · Sold $30K · Jul 2026
- 433 Gaylord Dr$300K2 bd · 1 ba · 933 ft² · Sold $306K · Jul 2026
Assigned schools
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