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Single Family ResidenceResidential
$589,866$1,134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

44 SURF ST

PHIPPSBURG, ME 04562
2
Beds
1
Baths
520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$590K
$471K low$709K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,977 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$484,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$426,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$483,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Phippsburg Elementary SchoolA
Elementary · Grades PK–5 · 4.7 mi
H
Morse High SchoolB
High · Grades 9–12 · 11.7 mi
M
Bath Middle SchoolC+
Middle · Grades 6–8 · 12.1 mi

District: Regional School Unit 01

Neighborhood · ZIP 04562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,286
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,998
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 Surf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Sagadahoc County
  • Costs more per square foot than 98% of homes in Sagadahoc County
  • Smaller than 97% of homes in Sagadahoc County
  • Has a smaller lot than 88% of homes in Phippsburg 04562
  • Older than 94% of homes in Phippsburg 04562

What homes are worth in Phippsburg 04562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$1.5M

This home is worth more than 62% of homes in Phippsburg 04562.

How it measures up in Phippsburg 04562

The dot is this home. The mark in the middle is the typical home in Phippsburg 04562.

Estimated value$589,866
CheaperTypical $505,768Pricier

Pricier than 62% of homes nearby

Price per ft²$1134
CheaperTypical $606Pricier

Pricier than 86% of homes nearby

Living area520 ft²
SmallerTypical 896 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.34 ac
SmallerTypical 1.95 acBigger

Bigger than 12% of homes nearby

Year built1890
OlderTypical 1980Newer

Newer than 6% of homes nearby

How 44 Surf St ranks against every home in each area.
MeasureThis homePhippsburg 04562Sagadahoc County
Estimated valuepricier than$589,86662% of homes80% of homes
Price per ft²pricier than$113486% of homes98% of homes
Living areabigger than520 ft²17% of homes3% of homes
Lot sizebigger than0.34 ac12% of homes23% of homes
Year builtnewer than18906% of homes13% of homes

About 44 Surf St

How much is 44 Surf St, Phippsburg, ME worth?

The TopHap Estimate for 44 Surf St, Phippsburg, ME is $589,866 as of Aug 30, 2026. The likely range is $470,901 to $708,831. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 Surf St, Phippsburg, ME last sell?

44 Surf St, Phippsburg, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 44 Surf St, Phippsburg, ME?

44 Surf St, Phippsburg, ME has 2 bedrooms, 1 bathrooms, 520 square feet of living space and a 0.34-acre lot.

When was 44 Surf St, Phippsburg, ME built?

44 Surf St, Phippsburg, ME was built in 1890, making it 136 years old. It is a conventional home. The building has 2 stories.

What schools serve 44 Surf St, Phippsburg, ME?

44 Surf St, Phippsburg, ME is assigned to Phippsburg Elementary School (elementary), rated A; Morse High School (high), rated B; Bath Middle School (middle), rated C+. All sit in Regional School Unit 01. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 Surf St, Phippsburg, ME compare to other homes in Phippsburg 04562?

Among the 1,768 homes in Phippsburg 04562, it is worth more than 62% of them ($589,866 against a typical $505,768), its price per square foot is higher than 86% of them ($1134 against a typical $606), it is bigger than 17% of them (520 ft² against a typical 896 ft²), its lot is bigger than 12% of them (0.34 ac against a typical 1.95 ac) and it is newer than 6% of them (1890 against a typical 1980). Measured against all of Sagadahoc County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 Surf St, Phippsburg, ME?

The 2025 property tax bill for 44 Surf St, Phippsburg, ME was $5,977. The county assessed it at $484,000.

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