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Single Family ResidenceResidential
$250,361$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $232,000 on Feb 14, 2025

44 WATER ST

GHENT, NY 12075
4
Beds
2
Baths
2,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$250K
$204K low$297K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$232,000 · Feb 14, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,617 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$333,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$368,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,831

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.62 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCOLUMBIA
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary E Dardess Elementary SchoolC-
Elementary · Grades PK–5 · 2.4 mi
H
Chatham High SchoolB
High · Grades 9–12 · 2.4 mi
M
Chatham Middle SchoolB
Middle · Grades 6–8 · 2.4 mi

District: Chatham Central School District

Neighborhood · ZIP 12075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,652
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ghent 12075
  • Among the lowest price per square foot in Ghent 12075
  • Bigger than 74% of homes in Columbia County
  • Has a smaller lot than 79% of homes in Ghent 12075
  • Older than 83% of homes in Ghent 12075

What homes are worth in Ghent 12075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$1.6M

This home is worth more than 3% of homes in Ghent 12075.

How it measures up in Ghent 12075

The dot is this home. The mark in the middle is the typical home in Ghent 12075.

Estimated value$250,361
CheaperTypical $517,540Pricier

Pricier than 3% of homes nearby

Price per ft²$111
CheaperTypical $283Pricier

Cheaper than almost all homes nearby

Living area2,248 ft²
SmallerTypical 1,806 ft²Bigger

Bigger than 69% of homes nearby

Lot size1 ac
SmallerTypical 3.1 acBigger

Bigger than 21% of homes nearby

Year built1908
OlderTypical 1975Newer

Newer than 17% of homes nearby

How 44 Water St ranks against every home in each area.
MeasureThis homeGhent 12075Columbia County
Estimated valuepricier than$250,3613% of homes8% of homes
Price per ft²pricier than$111almost no homesalmost no homes
Living areabigger than2,248 ft²69% of homes74% of homes
Lot sizebigger than1 ac21% of homes42% of homes
Year builtnewer than190817% of homes20% of homes

About 44 Water St

How much is 44 Water St, Ghent, NY worth?

The TopHap Estimate for 44 Water St, Ghent, NY is $250,361 as of Sep 24, 2026. The likely range is $203,623 to $297,099. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 Water St, Ghent, NY last sell?

44 Water St, Ghent, NY last sold on Feb 14, 2025 for $232,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 44 Water St, Ghent, NY?

44 Water St, Ghent, NY has 4 bedrooms, 2 bathrooms, 2,248 square feet of living space and a 1.00-acre lot.

When was 44 Water St, Ghent, NY built?

44 Water St, Ghent, NY was built in 1908, making it 118 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 44 Water St, Ghent, NY?

44 Water St, Ghent, NY is assigned to Mary E Dardess Elementary School (elementary), rated C-; Chatham High School (high), rated B; Chatham Middle School (middle), rated B. All sit in Chatham Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 Water St, Ghent, NY compare to other homes in Ghent 12075?

Among the 1,454 homes in Ghent 12075, it is worth more than 3% of them ($250,361 against a typical $517,540), its price per square foot is higher than almost none of them ($111 against a typical $283), it is bigger than 69% of them (2,248 ft² against a typical 1,806 ft²), its lot is bigger than 21% of them (1 ac against a typical 3.1 ac) and it is newer than 17% of them (1908 against a typical 1975). Measured against all of Columbia County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 Water St, Ghent, NY?

The 2026 property tax bill for 44 Water St, Ghent, NY was $6,617. The county assessed it at $368,700.

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