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Single Family ResidenceResidential
$252,031$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $245,000 on Jun 20, 2024

440 12TH ST SE

CLEVELAND, TN 37311
3
Beds
2
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$252K
$212K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Jun 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$821 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,040 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blythe Bower Elementary SchoolB-
Elementary · Grades KG–5 · 0.7 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 3.2 mi
M
Cleveland Middle SchoolC
Middle · Grades 6–8 · 4.0 mi

District: Cleveland City School District

Neighborhood · ZIP 37311These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.31,634
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.633 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,224
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,874
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 12th St Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Bradley County
  • Bigger than 68% of homes in Cleveland 37311
  • Has a bigger lot than 87% of homes in Cleveland 37311
  • Older than 93% of homes in Bradley County

What homes are worth in Cleveland 37311

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$791K

This home is worth more than 59% of homes in Cleveland 37311.

How it measures up in Cleveland 37311

The dot is this home. The mark in the middle is the typical home in Cleveland 37311.

Estimated value$252,031
CheaperTypical $225,780Pricier

Pricier than 59% of homes nearby

Price per ft²$158
CheaperTypical $168Pricier

Pricier than 41% of homes nearby

Living area1,600 ft²
SmallerTypical 1,294 ft²Bigger

Bigger than 68% of homes nearby

Lot size2 ac
SmallerTypical 0.4 acBigger

Bigger than 87% of homes nearby

Year built1940
OlderTypical 1970Newer

Newer than 20% of homes nearby

How 440 12th St Se ranks against every home in each area.
MeasureThis homeCleveland 37311Bradley County
Estimated valuepricier than$252,03159% of homes38% of homes
Price per ft²pricier than$15841% of homes23% of homes
Living areabigger than1,600 ft²68% of homes57% of homes
Lot sizebigger than2 ac87% of homes79% of homes
Year builtnewer than194020% of homes7% of homes

About 440 12th St Se

How much is 440 12th St Se, Cleveland, TN worth?

The TopHap Estimate for 440 12th St Se, Cleveland, TN is $252,031 as of Aug 30, 2026. The likely range is $212,233 to $291,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 12th St Se, Cleveland, TN last sell?

440 12th St Se, Cleveland, TN last sold on Jun 20, 2024 for $245,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 440 12th St Se, Cleveland, TN?

440 12th St Se, Cleveland, TN has 3 bedrooms, 2 bathrooms, 1,600 square feet of living space and a 2.00-acre lot.

When was 440 12th St Se, Cleveland, TN built?

440 12th St Se, Cleveland, TN was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 440 12th St Se, Cleveland, TN?

440 12th St Se, Cleveland, TN is assigned to Blythe Bower Elementary School (elementary), rated B-; Cleveland High School (high), rated B+; Cleveland Middle School (middle), rated C. All sit in Cleveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 12th St Se, Cleveland, TN compare to other homes in Cleveland 37311?

Among the 9,050 homes in Cleveland 37311, it is worth more than 59% of them ($252,031 against a typical $225,780), its price per square foot is higher than 41% of them ($158 against a typical $168), it is bigger than 68% of them (1,600 ft² against a typical 1,294 ft²), its lot is bigger than 87% of them (2 ac against a typical 0.4 ac) and it is newer than 20% of them (1940 against a typical 1970). Measured against all of Bradley County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 12th St Se, Cleveland, TN?

The 2024 property tax bill for 440 12th St Se, Cleveland, TN was $821. The county assessed it at $57,040.

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