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Single Family ResidentialResidential
$121,068$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

440 3RD ST

OSCEOLA, MO 64776
0
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$121K
$110K low$132K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$413 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$31,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osceola Jr.-Sr. High SchoolD+
Middle · Grades 7–12 · 1.9 mi
E
Osceola Elementary SchoolB+
Elementary · Grades PK–6 · 1.9 mi

District: Osceola School District

Neighborhood · ZIP 64776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,210
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,833
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Osceola 64776
  • Costs less per square foot than 91% of homes in Osceola 64776
  • Bigger than 66% of homes in Osceola 64776
  • Has a smaller lot than 97% of homes in Osceola 64776
  • Older than 89% of homes in Osceola 64776

What homes are worth in Osceola 64776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$647K

This home is worth more than 23% of homes in Osceola 64776.

How it measures up in Osceola 64776

The dot is this home. The mark in the middle is the typical home in Osceola 64776.

Estimated value$121,068
CheaperTypical $204,532Pricier

Pricier than 23% of homes nearby

Price per ft²$82
CheaperTypical $168Pricier

Pricier than 9% of homes nearby

Living area1,472 ft²
SmallerTypical 1,210 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.24 ac
SmallerTypical 12 acBigger

Bigger than 3% of homes nearby

Year built1920
OlderTypical 1984Newer

Newer than 11% of homes nearby

How 440 3rd St ranks against every home in each area.
MeasureThis homeOsceola 64776St. Clair County
Estimated valuepricier than$121,06823% of homes25% of homes
Price per ft²pricier than$829% of homes10% of homes
Living areabigger than1,472 ft²66% of homes66% of homes
Lot sizebigger than0.24 ac3% of homes4% of homes
Year builtnewer than192011% of homes13% of homes

About 440 3rd St

How much is 440 3rd St, Osceola, MO worth?

The TopHap Estimate for 440 3rd St, Osceola, MO is $121,068 as of Sep 24, 2026. The likely range is $110,032 to $132,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 3rd St, Osceola, MO last sell?

440 3rd St, Osceola, MO last sold on Jan 15, 2021, according to the county's recorded deed.

How big is 440 3rd St, Osceola, MO?

440 3rd St, Osceola, MO has 1,472 square feet of living space and a 0.23-acre lot.

When was 440 3rd St, Osceola, MO built?

440 3rd St, Osceola, MO was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 440 3rd St, Osceola, MO?

440 3rd St, Osceola, MO is assigned to Osceola Jr.-Sr. High School (middle), rated D+; Osceola Elementary School (elementary), rated B+. All sit in Osceola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 3rd St, Osceola, MO compare to other homes in Osceola 64776?

Among the 2,074 homes in Osceola 64776, it is worth more than 23% of them ($121,068 against a typical $204,532), its price per square foot is higher than 9% of them ($82 against a typical $168), it is bigger than 66% of them (1,472 ft² against a typical 1,210 ft²), its lot is bigger than 3% of them (0.24 ac against a typical 12 ac) and it is newer than 11% of them (1920 against a typical 1984). Measured against all of St. Clair County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 3rd St, Osceola, MO?

The 2025 property tax bill for 440 3rd St, Osceola, MO was $413. The county assessed it at $6,000.

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