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Single Family ResidentialResidential
$278,326$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $249,900 on Sep 19, 2022

440 4TH ST N

WINSTED, MN 55395
4
Beds
1.5
Baths
1,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$270K low$287K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,900 · Sep 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,826 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$267,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCLEOD
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²Porch · 336 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winsted Elementary SchoolC
Elementary · Grades PK–4 · 0.1 mi
H
Howard Lake-Waverly-Winsted High SchoolA-
High · Grades 9–12 · 4.2 mi
M
Howard Lake-Waverly-Winsted Middle SchoolC+
Middle · Grades 5–8 · 4.2 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55395These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,808
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,678
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,140
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 4th St N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in McLeod County
  • Bigger than 66% of homes in Winsted 55395

What homes are worth in Winsted 55395

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$601K

This home is worth more than 58% of homes in Winsted 55395.

How it measures up in Winsted 55395

The dot is this home. The mark in the middle is the typical home in Winsted 55395.

Estimated value$278,326
CheaperTypical $262,324Pricier

Pricier than 58% of homes nearby

Price per ft²$201
CheaperTypical $207Pricier

Pricier than 42% of homes nearby

Living area1,388 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.24 ac
SmallerTypical 0.27 acBigger

Bigger than 37% of homes nearby

Year built1972
OlderTypical 1976Newer

Newer than 44% of homes nearby

How 440 4th St N ranks against every home in each area.
MeasureThis homeWinsted 55395McLeod County
Estimated valuepricier than$278,32658% of homes66% of homes
Price per ft²pricier than$20142% of homes61% of homes
Living areabigger than1,388 ft²66% of homes56% of homes
Lot sizebigger than0.24 ac37% of homes41% of homes
Year builtnewer than197244% of homes52% of homes

About 440 4th St N

How much is 440 4th St N, Winsted, MN worth?

The TopHap Estimate for 440 4th St N, Winsted, MN is $278,326 as of Sep 24, 2026. The likely range is $269,834 to $286,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 4th St N, Winsted, MN last sell?

440 4th St N, Winsted, MN last sold on Sep 19, 2022 for $249,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 440 4th St N, Winsted, MN?

440 4th St N, Winsted, MN has 4 bedrooms, 1.5 bathrooms, 1,388 square feet of living space and a 0.24-acre lot.

When was 440 4th St N, Winsted, MN built?

440 4th St N, Winsted, MN was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 440 4th St N, Winsted, MN?

440 4th St N, Winsted, MN is assigned to Winsted Elementary School (elementary), rated C; Howard Lake-Waverly-Winsted High School (high), rated A-; Howard Lake-Waverly-Winsted Middle School (middle), rated C+. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 4th St N, Winsted, MN compare to other homes in Winsted 55395?

Among the 1,069 homes in Winsted 55395, it is worth more than 58% of them ($278,326 against a typical $262,324), its price per square foot is higher than 42% of them ($201 against a typical $207), it is bigger than 66% of them (1,388 ft² against a typical 1,256 ft²), its lot is bigger than 37% of them (0.24 ac against a typical 0.27 ac) and it is newer than 44% of them (1972 against a typical 1976). Measured against all of McLeod County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 4th St N, Winsted, MN?

The 2026 property tax bill for 440 4th St N, Winsted, MN was $3,826. The county assessed it at $267,900.

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