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Single Family ResidenceResidential
$331,872$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 CARDINAL RD

RUSSELL, KY 41169
4
Beds
4 / 1
Baths
3,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$332K
$304K low$360K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,112
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,090
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,760
CHARLES SCHWAB BANK · recorded Aug 27, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGreenup
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Russell Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
H
Russell High SchoolA+
High · Grades 9–12 · 0.5 mi
E
Russell Primary School
Elementary · Grades PK–2 · 0.6 mi

District: Russell Independent School District

Neighborhood · ZIP 41169These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,085
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,744
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,917
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Cardinal Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Russell 41169
  • Costs less per square foot than 69% of homes in Russell 41169
  • Bigger than 98% of homes in Russell 41169
  • Has a bigger lot than 69% of homes in Russell 41169
  • Newer than 83% of homes in Russell 41169

What homes are worth in Russell 41169

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$427K

This home is worth more than 93% of homes in Russell 41169.

How it measures up in Russell 41169

The dot is this home. The mark in the middle is the typical home in Russell 41169.

Estimated value$331,872
CheaperTypical $168,323Pricier

Pricier than 93% of homes nearby

Price per ft²$91
CheaperTypical $106Pricier

Pricier than 31% of homes nearby

Living area3,630 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.45 ac
SmallerTypical 0.32 acBigger

Bigger than 69% of homes nearby

Year built1990
OlderTypical 1970Newer

Newer than 83% of homes nearby

How 440 Cardinal Rd ranks against every home in each area.
MeasureThis homeRussell 41169Greenup County
Estimated valuepricier than$331,87293% of homes92% of homes
Price per ft²pricier than$9131% of homes34% of homes
Living areabigger than3,630 ft²98% of homes98% of homes
Lot sizebigger than0.45 ac69% of homes48% of homes
Year builtnewer than199083% of homes66% of homes

About 440 Cardinal Rd

How much is 440 Cardinal Rd, Russell, KY worth?

The TopHap Estimate for 440 Cardinal Rd, Russell, KY is $331,872 as of Jul 14, 2026. The likely range is $303,617 to $360,127. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 440 Cardinal Rd, Russell, KY?

440 Cardinal Rd, Russell, KY has 4 bedrooms, 4 bathrooms, 3,630 square feet of living space and a 0.45-acre lot.

When was 440 Cardinal Rd, Russell, KY built?

440 Cardinal Rd, Russell, KY was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 440 Cardinal Rd, Russell, KY?

440 Cardinal Rd, Russell, KY is assigned to Russell Middle School (middle), rated B-; Russell High School (high), rated A+; Russell Primary School (elementary). All sit in Russell Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Cardinal Rd, Russell, KY compare to other homes in Russell 41169?

Among the 2,282 homes in Russell 41169, it is worth more than 93% of them ($331,872 against a typical $168,323), its price per square foot is higher than 31% of them ($91 against a typical $106), it is bigger than 98% of them (3,630 ft² against a typical 1,536 ft²), its lot is bigger than 69% of them (0.45 ac against a typical 0.32 ac) and it is newer than 83% of them (1990 against a typical 1970). Measured against all of Greenup County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Cardinal Rd, Russell, KY?

The 2025 property tax bill for 440 Cardinal Rd, Russell, KY was $4,081. The county assessed it at $253,000.

Closest homes

More homes in Russell 41169

Assigned schools

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