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Single Family ResidenceResidential
$313,656$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $212,000 on Sep 11, 2018

440 DESERT ROSE CT

MT ZION, IL 62549
3
Baths
1,667 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$297K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · Sep 11, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,906
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,525
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,750
LAND OF LINCOLN CU · 4.75% 2 · recorded Sep 11, 2018

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,918 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,448
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,316
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,782

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McGaughey Elementary School
Elementary · Grades PK–1 · 0.6 mi
H
Mt Zion High SchoolB
High · Grades 9–12 · 1.6 mi
M
Mt Zion Jr High SchoolB-
Middle · Grades 7–8 · 1.6 mi

District: Mount Zion Community Unit School District 3

Neighborhood · ZIP 62549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.4,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.547 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,756
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,320
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Desert Rose Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Macon County
  • Costs more per square foot than 88% of homes in Macon County
  • Bigger than 81% of homes in Macon County
  • Newer than 96% of homes in Macon County

What homes are worth in Mt Zion 62549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$520K

This home is worth more than 80% of homes in Mt Zion 62549.

How it measures up in Mt Zion 62549

The dot is this home. The mark in the middle is the typical home in Mt Zion 62549.

Estimated value$313,656
CheaperTypical $195,286Pricier

Pricier than 80% of homes nearby

Price per ft²$188
CheaperTypical $145Pricier

Pricier than 80% of homes nearby

Living area1,667 ft²
SmallerTypical 1,413 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.42 ac
SmallerTypical 0.35 acBigger

Bigger than 59% of homes nearby

Year built2005
OlderTypical 1976Newer

Newer than 88% of homes nearby

How 440 Desert Rose Ct ranks against every home in each area.
MeasureThis homeMt Zion 62549Macon County
Estimated valuepricier than$313,65680% of homes91% of homes
Price per ft²pricier than$18880% of homes88% of homes
Living areabigger than1,667 ft²73% of homes81% of homes
Lot sizebigger than0.42 ac59% of homes64% of homes
Year builtnewer than200588% of homes96% of homes

About 440 Desert Rose Ct

How much is 440 Desert Rose Ct, Mt Zion, IL worth?

The TopHap Estimate for 440 Desert Rose Ct, Mt Zion, IL is $313,656 as of Jul 14, 2026. The likely range is $296,592 to $330,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Desert Rose Ct, Mt Zion, IL last sell?

440 Desert Rose Ct, Mt Zion, IL last sold on Sep 11, 2018 for $212,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 440 Desert Rose Ct, Mt Zion, IL?

440 Desert Rose Ct, Mt Zion, IL has 3 bathrooms, 1,667 square feet of living space and a 0.42-acre lot.

When was 440 Desert Rose Ct, Mt Zion, IL built?

440 Desert Rose Ct, Mt Zion, IL was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 440 Desert Rose Ct, Mt Zion, IL?

440 Desert Rose Ct, Mt Zion, IL is assigned to McGaughey Elementary School (elementary); Mt Zion High School (high), rated B; Mt Zion Jr High School (middle), rated B-. All sit in Mount Zion Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Desert Rose Ct, Mt Zion, IL compare to other homes in Mt Zion 62549?

Among the 2,266 homes in Mt Zion 62549, it is worth more than 80% of them ($313,656 against a typical $195,286), its price per square foot is higher than 80% of them ($188 against a typical $145), it is bigger than 73% of them (1,667 ft² against a typical 1,413 ft²), its lot is bigger than 59% of them (0.42 ac against a typical 0.35 ac) and it is newer than 88% of them (2005 against a typical 1976). Measured against all of Macon County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Mt Zion 62549

Assigned schools

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