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Single Family ResidenceResidential
$488,345$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $212,000 on Nov 20, 2008

440 EMPIRE DR

SAINT CHARLES, MO 63301
4
Beds
3 / 2
Baths
2,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$488K
$442K low$534K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · Nov 20, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,873 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,154 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$474,493

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyST. CHARLES
Lot (acres)The size of the land the home sits on, from county records.0.62
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 180 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Orchard Farm Middle SchoolB-
Middle · Grades 6–8 · 7.4 mi
E
Orchard Farm Elementary SchoolA-
Elementary · Grades KG–5 · 7.4 mi
H
Orchard Farm High SchoolB-
High · Grades 9–12 · 7.6 mi

District: Orchard Farm R-V School District

Neighborhood · ZIP 63301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.53,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.552 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,805
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Empire Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Saint Charles 63301
  • Bigger than 89% of homes in Saint Charles 63301
  • Has a bigger lot than 95% of homes in Saint Charles 63301
  • Newer than 68% of homes in Saint Charles 63301

What homes are worth in Saint Charles 63301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$649K

This home is worth more than 90% of homes in Saint Charles 63301.

How it measures up in Saint Charles 63301

The dot is this home. The mark in the middle is the typical home in Saint Charles 63301.

Estimated value$488,345
CheaperTypical $306,492Pricier

Pricier than 90% of homes nearby

Price per ft²$170
CheaperTypical $185Pricier

Pricier than 37% of homes nearby

Living area2,868 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.62 ac
SmallerTypical 0.19 acBigger

Bigger than 95% of homes nearby

Year built1997
OlderTypical 1972Newer

Newer than 68% of homes nearby

How 440 Empire Dr ranks against every home in each area.
MeasureThis homeSaint Charles 63301St. Charles County
Estimated valuepricier than$488,34590% of homes79% of homes
Price per ft²pricier than$17037% of homes37% of homes
Living areabigger than2,868 ft²89% of homes80% of homes
Lot sizebigger than0.62 ac95% of homes90% of homes
Year builtnewer than199768% of homes55% of homes

About 440 Empire Dr

How much is 440 Empire Dr, Saint Charles, MO worth?

The TopHap Estimate for 440 Empire Dr, Saint Charles, MO is $488,345 as of Sep 24, 2026. The likely range is $442,343 to $534,347. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Empire Dr, Saint Charles, MO last sell?

440 Empire Dr, Saint Charles, MO last sold on Nov 20, 2008 for $212,000, according to the county's recorded deed.

How big is 440 Empire Dr, Saint Charles, MO?

440 Empire Dr, Saint Charles, MO has 4 bedrooms, 3 bathrooms, 2,868 square feet of living space and a 0.62-acre lot.

When was 440 Empire Dr, Saint Charles, MO built?

440 Empire Dr, Saint Charles, MO was built in 1997, making it 29 years old. It is a bi-level home. The building has 2 stories.

What schools serve 440 Empire Dr, Saint Charles, MO?

440 Empire Dr, Saint Charles, MO is assigned to Orchard Farm Middle School (middle), rated B-; Orchard Farm Elementary School (elementary), rated A-; Orchard Farm High School (high), rated B-. All sit in Orchard Farm R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Empire Dr, Saint Charles, MO compare to other homes in Saint Charles 63301?

Among the 18,974 homes in Saint Charles 63301, it is worth more than 90% of them ($488,345 against a typical $306,492), its price per square foot is higher than 37% of them ($170 against a typical $185), it is bigger than 89% of them (2,868 ft² against a typical 1,720 ft²), its lot is bigger than 95% of them (0.62 ac against a typical 0.19 ac) and it is newer than 68% of them (1997 against a typical 1972). Measured against all of St. Charles County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Empire Dr, Saint Charles, MO?

The 2025 property tax bill for 440 Empire Dr, Saint Charles, MO was $5,873. The county assessed it at $90,154.

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