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Single Family ResidenceResidential
$177,343$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $50,000 on Mar 29, 2024

440 FIFTH ST

SCHENECTADY, NY 12306
3
Beds
1
Baths
1,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$177K
$153K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Mar 29, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$138,102

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van Corlaer Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
M
Mont Pleasant Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Schenectady High SchoolD+
High · Grades 9–12 · 3.0 mi

District: Schenectady City School District

Neighborhood · ZIP 12306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,973
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Fifth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Schenectady 12306
  • Costs less per square foot than 84% of homes in Schenectady 12306
  • Smaller than 85% of homes in Schenectady County
  • Has a bigger lot than 91% of homes in Bellevue
  • Older than 83% of homes in Schenectady 12306

What homes are worth in Schenectady 12306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$570K

This home is worth more than 6% of homes in Schenectady 12306.

How it measures up in Schenectady 12306

The dot is this home. The mark in the middle is the typical home in Schenectady 12306.

Estimated value$177,343
CheaperTypical $270,818Pricier

Pricier than 6% of homes nearby

Price per ft²$152
CheaperTypical $192Pricier

Pricier than 16% of homes nearby

Living area1,168 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.26 ac
SmallerTypical 0.24 acBigger

Bigger than 56% of homes nearby

Year built1920
OlderTypical 1950Newer

Newer than 17% of homes nearby

How 440 Fifth St ranks against every home in each area.
MeasureThis homeBellevueSchenectady 12306Schenectady County
Estimated valuepricier than$177,34324% of homes6% of homes9% of homes
Price per ft²pricier than$15251% of homes16% of homes20% of homes
Living areabigger than1,168 ft²19% of homes19% of homes15% of homes
Lot sizebigger than0.26 ac91% of homes56% of homes56% of homes
Year builtnewer than192059% of homes17% of homes25% of homes

About 440 Fifth St

How much is 440 Fifth St, Schenectady, NY worth?

The TopHap Estimate for 440 Fifth St, Schenectady, NY is $177,343 as of Aug 30, 2026. The likely range is $153,058 to $201,628. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Fifth St, Schenectady, NY last sell?

440 Fifth St, Schenectady, NY last sold on Mar 29, 2024 for $50,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 440 Fifth St, Schenectady, NY?

440 Fifth St, Schenectady, NY has 3 bedrooms, 1 bathrooms, 1,168 square feet of living space and a 0.26-acre lot.

When was 440 Fifth St, Schenectady, NY built?

440 Fifth St, Schenectady, NY was built in 1920, making it 106 years old. It is a ranch home. The building has 1 story.

What schools serve 440 Fifth St, Schenectady, NY?

440 Fifth St, Schenectady, NY is assigned to Van Corlaer Elementary School (elementary), rated C+; Mont Pleasant Middle School (middle), rated D+; Schenectady High School (high), rated D+. All sit in Schenectady City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Fifth St, Schenectady, NY compare to other homes in Schenectady 12306?

Among the 9,724 homes in Schenectady 12306, it is worth more than 6% of them ($177,343 against a typical $270,818), its price per square foot is higher than 16% of them ($152 against a typical $192), it is bigger than 19% of them (1,168 ft² against a typical 1,534 ft²), its lot is bigger than 56% of them (0.26 ac against a typical 0.24 ac) and it is newer than 17% of them (1920 against a typical 1950). Measured against all of Schenectady County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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