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Single Family ResidenceResidential
$297,625$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 KEYSTONE RD

RIVERSIDE, WA 98849
2
Beds
1.5
Baths
2,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
34.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$298K
$257K low$338K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$297,625
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$238,100

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$877 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$241,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyOKANOGAN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 606 ft²Porch · 606 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Tonasket Middle SchoolC
Middle · Grades 6–8 · 6.6 mi
H
Tonasket High SchoolD+
High · Grades 9–12 · 6.6 mi
E
Tonasket Elementary SchoolB-
Elementary · Grades PK–5 · 6.7 mi

District: Tonasket School District

Neighborhood · ZIP 98849These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,570
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Keystone Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Okanogan County
  • Bigger than 90% of homes in Riverside 98849
  • Has a bigger lot than 97% of homes in Okanogan County
  • Among the oldest homes in Riverside 98849

What homes are worth in Riverside 98849

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$753K

This home is worth more than 60% of homes in Riverside 98849.

How it measures up in Riverside 98849

The dot is this home. The mark in the middle is the typical home in Riverside 98849.

Estimated value$297,625
CheaperTypical $265,759Pricier

Pricier than 60% of homes nearby

Price per ft²$137
CheaperTypical $214Pricier

Pricier than 17% of homes nearby

Living area2,176 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 90% of homes nearby

Lot size34.61 ac
SmallerTypical 5 acBigger

Bigger than 94% of homes nearby

Year built1906
OlderTypical 1996Newer

Older than almost all homes nearby

How 440 Keystone Rd ranks against every home in each area.
MeasureThis homeRiverside 98849Okanogan County
Estimated valuepricier than$297,62560% of homes48% of homes
Price per ft²pricier than$13717% of homes16% of homes
Living areabigger than2,176 ft²90% of homes85% of homes
Lot sizebigger than34.61 ac94% of homes97% of homes
Year builtnewer than1906almost no homesalmost no homes

About 440 Keystone Rd

How much is 440 Keystone Rd, Riverside, WA worth?

The TopHap Estimate for 440 Keystone Rd, Riverside, WA is $297,625 as of Jul 14, 2026. The likely range is $256,982 to $338,268. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Keystone Rd, Riverside, WA last sell?

440 Keystone Rd, Riverside, WA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 Keystone Rd, Riverside, WA?

440 Keystone Rd, Riverside, WA has 2 bedrooms, 1.5 bathrooms and 2,176 square feet of living space.

When was 440 Keystone Rd, Riverside, WA built?

440 Keystone Rd, Riverside, WA was built in 1906, making it 120 years old. It is a bi-level home. The building has 2 stories.

What schools serve 440 Keystone Rd, Riverside, WA?

440 Keystone Rd, Riverside, WA is assigned to Tonasket Middle School (middle), rated C; Tonasket High School (high), rated D+; Tonasket Elementary School (elementary), rated B-. All sit in Tonasket School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Keystone Rd, Riverside, WA compare to other homes in Riverside 98849?

Among the 439 homes in Riverside 98849, it is worth more than 60% of them ($297,625 against a typical $265,759), its price per square foot is higher than 17% of them ($137 against a typical $214), it is bigger than 90% of them (2,176 ft² against a typical 1,344 ft²), its lot is bigger than 94% of them (34.61 ac against a typical 5 ac) and it is newer than almost none of them (1906 against a typical 1996). Measured against all of Okanogan County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Keystone Rd, Riverside, WA?

The 2026 property tax bill for 440 Keystone Rd, Riverside, WA was $877. The county assessed it at $294,700.

More homes on Keystone Rd

Closest homes

More homes in Riverside 98849

Assigned schools

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