Skip to content
Skip to content
TopHapOpen in map
Multi-Family Dwellings (Generic, Any Combination)Residential

440 N CLAY ST

INDEPENDENCE, CA 93526
2
Beds
2
Baths
1,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,028 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,322
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,706
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,655

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyINYO
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Owens Valley High School
High · Grades 9–12 · 0.3 mi
E
Owens Valley Elementary SchoolD+
Elementary · Grades KG–8 · 0.3 mi

District: Owens Valley Unified School District

Neighborhood · ZIP 93526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.324

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.137
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,435
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.7 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 N Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 77% of homes in Independence 93526
  • Has a smaller lot than 86% of homes in Inyo County
  • Newer than 92% of homes in Independence 93526

How it measures up in Independence 93526

The dot is this home. The mark in the middle is the typical home in Independence 93526.

Living area1,640 ft²
SmallerTypical 1,274 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.15 ac
SmallerTypical 0.16 acBigger

Bigger than 47% of homes nearby

Year built1994
OlderTypical 1960Newer

Newer than 92% of homes nearby

How 440 N Clay St ranks against every home in each area.
MeasureThis homeIndependence 93526Inyo County
Living areabigger than1,640 ft²77% of homes61% of homes
Lot sizebigger than0.15 ac47% of homes14% of homes
Year builtnewer than199492% of homes88% of homes

About 440 N Clay St

When did 440 N Clay St, Independence, CA last sell?

440 N Clay St, Independence, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 N Clay St, Independence, CA?

440 N Clay St, Independence, CA has 2 bedrooms, 2 bathrooms, 1,640 square feet of living space and a 0.15-acre lot.

When was 440 N Clay St, Independence, CA built?

440 N Clay St, Independence, CA was built in 1994, making it 32 years old.

What schools serve 440 N Clay St, Independence, CA?

440 N Clay St, Independence, CA is assigned to Owens Valley High School (high); Owens Valley Elementary School (elementary), rated D+. All sit in Owens Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 N Clay St, Independence, CA compare to other homes in Independence 93526?

Among the 357 homes in Independence 93526, it is bigger than 77% of them (1,640 ft² against a typical 1,274 ft²), its lot is bigger than 47% of them (0.15 ac against a typical 0.16 ac) and it is newer than 92% of them (1994 against a typical 1960). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 N Clay St, Independence, CA?

The 2025 property tax bill for 440 N Clay St, Independence, CA was $1,607. The county assessed it at $121,028.

More homes on N Clay St

Closest homes

More homes in Independence 93526

Assigned schools

Explore the area

See this home in context

Open 440 N Clay St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map