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Single Family ResidenceResidential
$124,337$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $14,000 on Jun 8, 2022

440 N STATE ST

OSCEOLA, NE 68651
2
Beds
1
Baths
909 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$124K
$108K low$141K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$14,000 · Jun 8, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,050 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,165
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,885
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,050

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Single Story
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 276 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osceola Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Osceola High SchoolB
High · Grades 9–12 · 0.7 mi
M
Osceola Middle SchoolC
Middle · Grades 6–8 · 0.7 mi

District: Osceola Public Schools

Neighborhood · ZIP 68651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,256
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 N State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Osceola 68651
  • Costs less per square foot than 67% of homes in Osceola 68651
  • Smaller than 96% of homes in Osceola 68651
  • Older than 93% of homes in Polk County

What homes are worth in Osceola 68651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$503K

This home is worth more than 2% of homes in Osceola 68651.

How it measures up in Osceola 68651

The dot is this home. The mark in the middle is the typical home in Osceola 68651.

Estimated value$124,337
CheaperTypical $228,434Pricier

Pricier than 2% of homes nearby

Price per ft²$137
CheaperTypical $150Pricier

Pricier than 33% of homes nearby

Living area909 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.33 ac
SmallerTypical 0.51 acBigger

Bigger than 39% of homes nearby

Year built1900
OlderTypical 1929Newer

Newer than 12% of homes nearby

How 440 N State St ranks against every home in each area.
MeasureThis homeOsceola 68651Polk County
Estimated valuepricier than$124,3372% of homes15% of homes
Price per ft²pricier than$13733% of homes62% of homes
Living areabigger than909 ft²4% of homes10% of homes
Lot sizebigger than0.33 ac39% of homes37% of homes
Year builtnewer than190012% of homes7% of homes

About 440 N State St

How much is 440 N State St, Osceola, NE worth?

The TopHap Estimate for 440 N State St, Osceola, NE is $124,337 as of Aug 30, 2026. The likely range is $107,779 to $140,895. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 N State St, Osceola, NE last sell?

440 N State St, Osceola, NE last sold on Jun 8, 2022 for $14,000, according to the county's recorded deed.

How big is 440 N State St, Osceola, NE?

440 N State St, Osceola, NE has 2 bedrooms, 1 bathrooms, 909 square feet of living space and a 0.33-acre lot.

When was 440 N State St, Osceola, NE built?

440 N State St, Osceola, NE was built in 1900, making it 126 years old. It is a single story home. The building has 1 story.

What schools serve 440 N State St, Osceola, NE?

440 N State St, Osceola, NE is assigned to Osceola Elementary School (elementary), rated B; Osceola High School (high), rated B; Osceola Middle School (middle), rated C. All sit in Osceola Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 N State St, Osceola, NE compare to other homes in Osceola 68651?

Among the 613 homes in Osceola 68651, it is worth more than 2% of them ($124,337 against a typical $228,434), its price per square foot is higher than 33% of them ($137 against a typical $150), it is bigger than 4% of them (909 ft² against a typical 1,584 ft²), its lot is bigger than 39% of them (0.33 ac against a typical 0.51 ac) and it is newer than 12% of them (1900 against a typical 1929). Measured against all of Polk County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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