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Single Family ResidenceResidential
$445,167$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,000 on Jun 23, 2017

440 RIVER DR

WILSONVILLE, AL 35186
3 / 1
Baths
2,227 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$445K
$397K low$493K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,000 · Jun 23, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,167
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,000
SOUTHPOINT BANK · recorded Jul 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$114,000
CENTRAL STATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,417 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,920 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,130

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.148 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 468 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilsonville Elementary SchoolB
Elementary · Grades KG–5 · 2.2 mi
H
Shelby County High SchoolC-
High · Grades 9–12 · 7.1 mi
M
Columbiana Middle SchoolB-
Middle · Grades 6–8 · 7.9 mi

District: Shelby County School District

Neighborhood · ZIP 35186These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,209
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,850
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Shelby County
  • Costs more per square foot than 73% of homes in Shelby County
  • Has a smaller lot than 86% of homes in Wilsonville 35186

What homes are worth in Wilsonville 35186

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$997K

This home is worth more than 61% of homes in Wilsonville 35186.

How it measures up in Wilsonville 35186

The dot is this home. The mark in the middle is the typical home in Wilsonville 35186.

Estimated value$445,167
CheaperTypical $381,175Pricier

Pricier than 61% of homes nearby

Price per ft²$200
CheaperTypical $188Pricier

Pricier than 58% of homes nearby

Living area2,227 ft²
SmallerTypical 1,980 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.46 ac
SmallerTypical 1.4 acBigger

Bigger than 14% of homes nearby

Year built1995
OlderTypical 1996Newer

Newer than 50% of homes nearby

How 440 River Dr ranks against every home in each area.
MeasureThis homeWilsonville 35186Shelby County
Estimated valuepricier than$445,16761% of homes67% of homes
Price per ft²pricier than$20058% of homes73% of homes
Living areabigger than2,227 ft²60% of homes58% of homes
Lot sizebigger than0.46 ac14% of homes57% of homes
Year builtnewer than199550% of homes42% of homes

About 440 River Dr

How much is 440 River Dr, Wilsonville, AL worth?

The TopHap Estimate for 440 River Dr, Wilsonville, AL is $445,167 as of Jul 14, 2026. The likely range is $397,001 to $493,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 River Dr, Wilsonville, AL last sell?

440 River Dr, Wilsonville, AL last sold on Jun 23, 2017 for $228,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 440 River Dr, Wilsonville, AL?

440 River Dr, Wilsonville, AL has 3 bathrooms, 2,227 square feet of living space and a 0.46-acre lot.

When was 440 River Dr, Wilsonville, AL built?

440 River Dr, Wilsonville, AL was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 440 River Dr, Wilsonville, AL?

440 River Dr, Wilsonville, AL is assigned to Wilsonville Elementary School (elementary), rated B; Shelby County High School (high), rated C-; Columbiana Middle School (middle), rated B-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 River Dr, Wilsonville, AL compare to other homes in Wilsonville 35186?

Among the 2,218 homes in Wilsonville 35186, it is worth more than 61% of them ($445,167 against a typical $381,175), its price per square foot is higher than 58% of them ($200 against a typical $188), it is bigger than 60% of them (2,227 ft² against a typical 1,980 ft²), its lot is bigger than 14% of them (0.46 ac against a typical 1.4 ac) and it is newer than 50% of them (1995 against a typical 1996). Measured against all of Shelby County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 River Dr, Wilsonville, AL?

The 2024 property tax bill for 440 River Dr, Wilsonville, AL was $1,417. The county assessed it at $28,920.

Closest homes

More homes in Wilsonville 35186

Assigned schools

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