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Single Family ResidenceResidential

440 RIVER RD

SAINT JAMES, NY 11780
4
Beds
3
Baths
2,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,762 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$725
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,155
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,360,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Suburban

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nesaquake Middle SchoolB
Middle · Grades 6–8 · 1.5 mi
E
Saint James Elementary SchoolB-
Elementary · Grades KG–5 · 2.0 mi
H
Smithtown High School EastA+
High · Grades 9–12 · 2.1 mi

District: Smithtown Central School District

Neighborhood · ZIP 11780These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,050
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,043 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$149,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$186,897
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 84% of homes in Suffolk County
  • Has a bigger lot than 92% of homes in Suffolk County
  • Newer than 71% of homes in Saint James 11780

How it measures up in Saint James 11780

The dot is this home. The mark in the middle is the typical home in Saint James 11780.

Living area2,500 ft²
SmallerTypical 2,160 ft²Bigger

Bigger than 62% of homes nearby

Lot size1 ac
SmallerTypical 0.47 acBigger

Bigger than 79% of homes nearby

Year built1987
OlderTypical 1972Newer

Newer than 71% of homes nearby

How 440 River Rd ranks against every home in each area.
MeasureThis homeSaint James 11780Suffolk County
Living areabigger than2,500 ft²62% of homes84% of homes
Lot sizebigger than1 ac79% of homes92% of homes
Year builtnewer than198771% of homes71% of homes

About 440 River Rd

When did 440 River Rd, Saint James, NY last sell?

440 River Rd, Saint James, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 River Rd, Saint James, NY?

440 River Rd, Saint James, NY has 4 bedrooms, 3 bathrooms and 2,500 square feet of living space.

When was 440 River Rd, Saint James, NY built?

440 River Rd, Saint James, NY was built in 1987, making it 39 years old. It is a colonial home. The building has 2 stories.

What schools serve 440 River Rd, Saint James, NY?

440 River Rd, Saint James, NY is assigned to Nesaquake Middle School (middle), rated B; Saint James Elementary School (elementary), rated B-; Smithtown High School East (high), rated A+. All sit in Smithtown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 River Rd, Saint James, NY compare to other homes in Saint James 11780?

Among the 5,598 homes in Saint James 11780, it is bigger than 62% of them (2,500 ft² against a typical 2,160 ft²), its lot is bigger than 79% of them (1 ac against a typical 0.47 ac) and it is newer than 71% of them (1987 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 River Rd, Saint James, NY?

The 2024 property tax bill for 440 River Rd, Saint James, NY was $22,762. The county assessed it at $10,880.

More homes on River Rd

Closest homes

More homes in Saint James 11780

Assigned schools

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